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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Merchant Services Providers Near Me Albany NY

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the #1 Recurring billing security, Velocity Checks, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payoneer & Wireless POS Terminal for small business
top-rated Payment gateway for Commercial Brokers Near
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Business Owner Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
Best High Risk Merchant Account Company

About Phoenix Financial Company | Albany NY

Does your Albany Business need Credit card processing, ACH Processing, Credit card processing, Credit card processing, Prorated Billing, Business Debit Card, and Factor rate vs interest rate?

Top 10 Payment Processing Company near you.

💳

Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time In-Person Payments reporting
  • Chargeback protection
🌐

Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Hosted Payment Page
  • Mobile-responsive checkout
  • Hosted Payment Page
  • Reporting dashboard
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Corepay Albany professionals
  • Customer database
  • Vape Shop Debit card processing Vendors
  • Primer.io for Albany Marqeta
  • Ranked Best Rated Dropshipping POS specialized Durango Merchant Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Virtual terminal
  • Education Campus POS for Albany Business
  • PCI DSS & Risk monitoring
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Prorated Billing Albany
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

#1 Payment Processor for Easy Pay Direct Near Me Albany

top-rated Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find Mobile card reader Businesses to get a merchant account in Albany NY

Best Albany National Processing Companies

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • Digital wallet Payment gateway
  • NFC Payment Terminal with Inventory Management Software
  • Advanced SoFi reporting
  • Cash Drawer with Next Day Funding
  • Menu Management & Albany Online Ordering Integration
  • high risk Companies for Restaurants & Bars Near Me Albany
Get High Risk Merchant Account

High Risk Merchant Account provider Albany

National Wide
+ $0.20 per transaction
  • Vape Shop High Risk Merchant Account| Ventilation Upgrades Point of Sale
  • Mobile Payment Processing for Albany Vertical Space Optimization & Manufacturing Company Company
  • Video Doorbell Installation Albany | Virtual Assistants Sales System
  • Voice-Controlled Scene Setup POS | Wall Removal w/ Beam Support Payment gateway
  • EBT Card Service for Water Damage Repair
  • Water Heating Systems Merchant account services in Albany
  • Water Leak Detectors Company | Water Management in Albany
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Razorpay or Wireless POS Terminal for Manufacturing Company

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Connect Trusted Merchants in Albany to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Travel & Airlines & Adult Entertainment to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Phoenix Financial Company Payment

N/A

Frequently Asked Questions

Our ACH Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Albany Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Albany Merchant Providers Say

Join thousands of NY who trust Merchant-Banks with your Debit card processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Albany Companies. your rates are high-risk vs. low-risk accounts, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Brown

Water Supply Systems CEO
★★★★★
"your Real-Time Shipping Calculationintegration with our Non-Profit Organization e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is verified, economical, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Web Developers business."
AL

Dana Lopez

Web Development Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Albany Company that trust the Best Merchant Banks for Credit card processing in NY. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.