>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Payment Gateway Provider Near Me Charlotte Nc

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the top-rated Recurring billing security, PCI Compliance, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Instabill & Wireless POS Terminal for small business
#1 High Risk Merchant Account for Alipay Near
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Startup Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Merchant Account Companies

About Sebonic Financial | Charlotte Nc

Does your Charlotte business need PayPal, High Risk Merchant Account, Mobile Payment Processing, Working Capital Loans, Prorated Billing, FSA Card, and What is a Merchant Cash Advance??

Find the Best eCheck Payment Gateway near you.

💳

Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Gas Card
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time transactions reporting
  • Chargeback protection
🌐

Merchant Services in NC

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for App Developers Charlotte professionals
  • Customer database
  • Clothing Stores Venmo Vendors
  • Mastercard for Charlotte Risk monitoring
  • Ranked Best eMerchant unique Basis Theory company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Virtual terminal
  • Cloud-Based POS for Charlotte Business
  • KYC (Know Your Customer) & PCI DSS
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Processing fees
  • Prorated Billing Charlotte
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

best High-Risk Processor for Business Lenders Near Me Charlotte

Best Rated Payment Processing Businesses to streamline operations, get paid faster & grow your business. Find NOWPayments Business to get a high-risk account in Charlotte NC

Best Charlotte PayKings Businesses

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • Zelle Payment gateway
  • NFC Payment Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Sales Reporting & Analytics with Next Day Funding
  • Handheld Ordering Devices & Charlotte Ingredient-Level Inventory
  • high risk Businesses for Property Management Near Me Charlotte
Get High Risk Merchant Account

High Risk Merchant Account Companies Charlotte

National Wide
+ $0.20 per transaction
  • Clothing Stores ACH Processing| Cloud Services Point of Sale
  • Credit card processing for Charlotte CNC Machining & Property Management Companies
  • CNC Machining Charlotte | Commercial Brokers Sales System
  • Commercial Construction POS | Commercial Construction Debit card processing
  • Mastercard Debit services for Commercial Fishing
  • Commercial Real Estate Bad Credit Business Loans Service in Charlotte
  • Commercial Signage Companies | Composite Deck Installation in Charlotte
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Merchant Services compared to Wireless POS Terminal for Property Management

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Connect Trusted Merchants in Charlotte to grow your Big, Large or Medium Sized Business. We serve High Risk Merchant Account industries such as Nutraceuticals & Online Gaming & Gambling to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

🔐

About Sebonic Financial Payment

Sebonic Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. As a trusted industry leader for nearly 30 years, Sebonic upholds the fundamental belief that top-notch customer service is key. Using a unique combination of proprietary technology and human expertise, we’re making the complicated process of obtaining a home loan simpler and easier. Reliable. Realtime. Reinvented. Sebonic has the home financing you need at the speed you deserve. Sebonic Financial is a DBA of Cardinal Financial Company, Limited Partnership NMLS #66247 sebonic.com/licensing. For licensing information, go to: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247 Equal Housing Opportunity Sebonic Financial | 3701 Arco Corporate Dr, Charlotte, North Carolina 28273 This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

Frequently Asked Questions

Our High Risk Merchant Account provider & POS System business are 100% committed to making high-risk payment processing simple for Charlotte Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Charlotte Merchant Provider Say

Join thousands of small and large Companies in Charlotte to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their High-risk merchant transformed our Charlotte Businesses. your rates are transaction fees, setup was super on the spot, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Smith

Concrete Services CEO
★★★★★
"your Payouts for Marketplacesintegration with our Real Estate Agency e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Construction business."
AL

David Lopez

Consulting Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Charlotte Companies that trust the Best Merchant Banks for Mobile Payment Processing in NC. Get approved in minutes and start accepting debit & credit card contactless payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.