🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Provider Near Saint Paul Mn

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Invoice automation security, Account Takeover Protection, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Primer.io & NFC Payment Terminal for small business
best High Risk Merchant Account for Alipay in
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Businesses Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
Best high risk Enterprise

About Quantum Merchant Services | Saint Paul Mn

Does your Saint Paul Firm need Credit card processing, Payment gateway, ACH Processing, Bad Credit Business Loans, Dunning Management, Bank Card, and Daily repayment MCA?

Find the Best Merchant Card Processing near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Business Credit Card
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in MN

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for App Developers St Paul professionals
  • Customer database
  • Quarrying – Stone & Gravel Debit card processing Vendors
  • Skrill for St Paul Instabill
  • Ranked Best Rated Event & Ticketing POS for my Basis Theory company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Recurring billing
  • Event & Ticketing POS for St Paul Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Dunning Management St Paul
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

Best High-Risk Processor for Business Lenders Near St Paul

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover Allied Wallet Firms to get a high-risk account in St Paul MN

Best Saint Paul American Express business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Digital wallet Payment gateway
  • EMV Card Reader with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Barcode Scanning with Next Day Funding
  • Handheld Ordering Devices & St Paul Ingredient-Level Inventory
  • High Risk Pay Businesses for Property Management Near St Paul
Get High Risk Merchant Account

High Risk Merchant Account Companies St Paul

National Wide
+ $0.20 per transaction
  • Quarrying – Stone & Gravel Debit card processing| Real Estate Agents Point of Sale
  • High Risk Merchant Account for St Paul Real Estate Development & Hotel or Lodging Enterprise
  • Real Estate Investors St Paul | Real Estate Law Sales System
  • Real Estate Photographers POS | Real Estate Wholesalers Mobile Payment Processing
  • Check Card services for Recreational Dispensary
  • REITs High-risk merchant Service in St Paul
  • Religious Institutions Business | Rent-to-Own Services in St Paul
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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SMB Global compared to NFC Payment Terminal for Hotel or Lodging

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Find Trusted Merchants in St Paul to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Auction Houses & Cannabis & CBD to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Quantum Merchant Services Payment

Our mission is to empower businesses of all sizes with tools that maximize their impact in their industries and within their communities. We partner with companies like yours to offer financial solutions such as credit card processing and cash advances, as well as marketing solutions such as graphic design and SEO optimization. By offering credit card processing, businesses can provide customers with a convenient and preferred payment method that can ultimately boost sales. Meanwhile, utilizing professional graphic design and SEO services can help establish a credible and professional online presence that can attract more customers to your business. “As a small business owner since 1994, I take pride in helping other business owners save money and provide excellent customer service. The unfortunate fact about the payments processing world is that it's very easy to get into, but it can be very complex. When your payments don't arrive on time or incorrectly, it can really disrupt your business. We have excellent reviews because we do what we say, we are here when you need us and we answer our phones, which is rare in our industry.”-Owner/President, Rob Olson At Quantum, we understand the value of a good support system. Our experienced and knowledgeable team is dedicated to saving you time and money while also supporting your investment in the future of your business. We offer personalized training for with our POS systems and maintain one of the best customer service departments in the industry. We take the time to educate you on the different pricing programs available along with your choice of equipment such as Clover POS, Verifone, Pax, and Dejavoo. From traditional pricing structures to our Cash Discount program, we explain how our competitive programs and equipment will increase your profit margin. Unlike other companies, we want businesses to understand the fine print. We are committed to your success long after signing up with us.

Frequently Asked Questions

Our Payment gateway provider & POS System Companies are 100% committed to making high-risk payment processing simple for Saint Paul Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our St Paul Merchant Provider Say

Join thousands of small and large Enterprise in Saint Paul to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our St Paul Company. their rates are customer reviews, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Olson

Residential Agents CEO
★★★★★
"their Payouts for Marketplacesintegration with our HVAC Services e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Residential Construction business."
AL

Rob Lopez

Restaurant POS Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local St Paul Corporations that trust the Best Merchant Banks for ACH Processing in MN. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.