🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Companies in Minneapolis Mn

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Recurring billing security, Fraud Detection Suite, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Finix & EMV Card Reader for small business
top High Risk Merchant Account for Marketing Agencies Near Me
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Merchant Served
$2.5B Venmo Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Business

About Diverge Finance Cooperative | Minneapolis Mn

Does your Minneapolis Companies need ACH, Credit card processing, Debit card processing, auto loans, Payment Links on Invoices, Prepaid Debit Card, and MCA for small business?

Find the Best eCheck Payment Gateway near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Discover
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in MN

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Apple Pay for Medical Billing Services Minneapolis professionals
  • Customer database
  • Online Marketplaces BitPay Vendors
  • Flutterwave for Minneapolis Framing
  • Ranked Best Cloud POS specific to Merchant X company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Virtual terminal
  • Cannabis Dispensary POS for Minneapolis Business
  • Encryption & Fraud detection
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Payment Links on Invoices Minneapolis
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

top-rated High-Risk Processor for PayKings in Minneapolis

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect Zelle Company to get a demo in Minneapolis MN

Best Minneapolis ACH Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • BTCPay Server Payment gateway
  • Wireless POS Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Liquor Store POS with Next Day Funding
  • Handheld Ordering Devices & Minneapolis Ingredient-Level Inventory
  • High Risk Merchant Account Provider for B2B & Wholesale in Minneapolis
Get High Risk Merchant Account

High Risk Merchant Account Providers Minneapolis

National Wide
+ $0.20 per transaction
  • Online Marketplaces Mobile Payment Processing| Organic Farming Point of Sale
  • Payment gateway for Minneapolis Orthodontists & Property Management Business
  • Outdoor Living Construction Minneapolis | Overhead Garage Storage Sales System
  • Packaging & Labeling POS | Painting ACH Processing
  • Visa Debit services for Painting Services
  • Paper Products Credit card processing Service in Minneapolis
  • Party Supply Rentals Corporations | Payday Lenders in Minneapolis
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Global Payments compared to EMV Card Reader for Property Management

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Enterprise

Discover Trusted Merchants in Minneapolis to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Diverge Finance Cooperative Payment

Diverge Finance is an employee-owned cooperative specializing in strategic financial leadership for nonprofit organizations and for BIPOC-owned small businesses. As your collective finance advisor and strategist, we bring wide-ranging experiences and perspectives across race, culture, and gender identities that broaden your and our effectiveness. We join with nonprofit organizations and small businesses to provide better understanding of your financials and to help you steward your resources more purposefully. As a response to the lack of representation in financial leadership, we strive to build an inclusive financial ecosystem that advances BIPOC and LGBTQ+ talent from all walks of life. Our services include Collective Financial Leadership, Collective Accounting, and Collaborative Training Cohorts.

Frequently Asked Questions

Our Credit card processing Businesses & POS System Enterprises are 100% committed to making high-risk payment processing simple for Minneapolis Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Minneapolis Merchant Companies Say

Join thousands of MN Business that trust Merchant-Banks for our High Risk Merchant Account to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Minneapolis Firms. our rates are contract terms, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Rose

Personal Injury Lawyers CEO
★★★★★
"our A/B Testing for Checkoutintegration with our Real Estate e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Personal Training business."
AL

Shetu Lopez

Pest Control Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Minneapolis business that trust the Best Merchant Banks for Debit card processing in MN. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.