๐ŸŽ‰ SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Provider in Honolulu Hi

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Split payments security, Blacklist/Whitelist Management, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Primer.io & EMV Card Reader for small business
top-rated E-commerce Solution for Primer.io Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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Get Your Custom Rate

No obligation โ€ข Instant approval โ€ข Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Brick-and-Mortar Store Served
$2.5B Venmo Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Businesses

About Finance Factors Limited | Honolulu Hi

Does your Honolulu Company need ACH, Mobile Payment Processing, Payment gateway, auto loans, Online Bill Pay Portal, ATM Card, and Credit card sales financing?

Find the Best Mobile Wallet Provider near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Fleet Card
  • EMV chip card support
  • Instant Payment Confirmation
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in HI

Secure online payment processing for e-commerce and virtual transactions.

  • SSL certificate
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Void transaction
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Apple Pay for Residential Construction N/A professionals
  • Customer database
  • Electrical BitPay Vendors
  • Skrill for N/A CRM integration
  • Ranked Best Dropshipping POS custom Skrill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Chargeback management
  • Cloud-Based POS for N/A Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Online Bill Pay Portal N/A
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

#1 High Risk Merchant Account for SMB Global in N/A

Best Rated Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Mastercard Company to get started today in N/A HI

Best Honolulu Merchant account Corporations

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • BTCPay Server Payment gateway
  • Wireless POS Terminal with Payment API
  • Advanced Capital One reporting
  • Age Verification with Next Day Funding
  • Order Management & N/A Pay-at-the-Table
  • High Risk Merchant Account Businesses for Healthcare & Medical in N/A
Get High Risk Merchant Account

High Risk Merchant Account Companies N/A

National Wide
+ $0.20 per transaction
  • Electrical Credit card processing| Electrical Services Point of Sale
  • Debit card processing for N/A Electric Vehicle Manufacturing & Manufacturing Company Businesses
  • Electronics Manufacturing N/A | Electronics Retail Sales System
  • Electronics Stores POS | Emergency Dry-Out High Risk Merchant Account
  • Business Debit Card Service for Energy & Utilities
  • Environmental Health Credit card processing services in N/A
  • Environmental Sensors Enterprise | Escrow Services in N/A
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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SMB Global alternatives to EMV Card Reader for Manufacturing Company

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Enterprises

Discover Trusted Merchants in N/A to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Finance Factors Limited Payment

Finance Factors has been providing financial services in Hawaii for 70 years. Established in 1952 by several island families, the company has grown from a small local enterprise that pioneered personal loans for Hawaiiรขย€ย™s working class, into Hawaiiรขย€ย™s largest locally-owned depository financial services loan company. Today, Finance Factors continues to work diligently to help generations of families fulfill their financial dreams with creative lending and savings products. Finance Factors specializes in residential real estate loans for purchase, refinance, cash-out, and home equity, as well as commercial real estate loans. Finance Factors also offers some of the best rates on certificates of deposit and savings accounts, with deposits insured by the FDIC.

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System Firm are 100% committed to making high-risk payment processing simple for Honolulu Firms owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our N/A Merchant Provider Say

Join thousands of small and large Businesses in Honolulu to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our N/A business. our rates are contract terms, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Tabada

EV Charging Station CEO
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"our International Shipping Integrationintegration with our Non-Profit Organization e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Event Planning business."
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Ray Lopez

Event Venues Owner
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Ready to Start Processing Payments?

Join thousands of local N/A Business that trust the Best Merchant Banks for Payment gateway in HI. Get approved in minutes and start accepting debit & credit card In-App Payments today!

๐Ÿ“ž Call (888) 325-0061 ๐Ÿ’ฐ Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.