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Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Troy Mi

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Void transaction security, Fraud Detection Suite, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get BTCPay Server & EMV Card Reader for small business
top High-Risk Processor for Residential Construction Near Me
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Brick-and-Mortar Store Served
$2.5B Digital wallet Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Corporations

About Towne Mortgage Company | Troy Mi

Does your Troy Enterprises need Google Pay, Mobile Payment Processing, Payment gateway, auto loans, Scheduled Payments, HSA Card, and Credit card sales financing?

Find the Best Contactless Payment Solution near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • Order Ahead & Pay
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Chargeback management
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based NOWPayments for SMB Global Birmingham professionals
  • Customer database
  • eLearning Marketplaces PayPal Vendors
  • Chase Paymentech for Birmingham Water Leak Detectors
  • Ranked Best Cloud POS custom Soar Payments company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Invoice automation
  • Education Campus POS for Birmingham Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Scheduled Payments Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

top-rated Mobile Payments Solution (mPOS) for Web Developers in Birmingham

Best Rated Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Skrill Firm to get a merchant account in Birmingham AL

Best Troy SMB Global Firms

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • QR code payments Payment gateway
  • Wireless POS Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Age Verification with Next Day Funding
  • POS Terminal (Touchscreen) & Birmingham Recipe Management
  • High Risk Merchant Account Companies for Restaurants & Bars in Birmingham
Get High Risk Merchant Account

High Risk Merchant Account provider Birmingham

National Wide
+ $0.20 per transaction
  • eLearning Marketplaces Credit card processing| Electrical Contractors Point of Sale
  • Debit card processing for Birmingham Electrical Services & Restaurant Corporations
  • Electric Vehicle Manufacturing Birmingham | Electronics Manufacturing Sales System
  • Electronics Retail POS | Electronics Stores High Risk Merchant Account
  • PIN Debit Service for Emergency Dry-Out
  • Energy & Utilities Credit card processing services in Birmingham
  • Environmental Health business | Environmental Sensors in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Coinbase Commerce or EMV Card Reader for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Discover Trusted Merchants in Birmingham to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Towne Mortgage Company Payment

Towne Mortgage Company (NMLS ID # 3028) is a full-service mortgage lender. Our family of companies includes AmeriCU Mortgage. Our staff is knowledgeable and educated in the latest mortgage regulations; we offer a variety of home mortgage solutions including FHA, VA, RD, Conventional, bridge financing, and jumbo mortgage loans. Renovation loans are not available in Nevada. We originate loans in 44 states and service loans in 47 states. We provide unparalleled service by offering an array of mortgage products in an efficient, comprehensive manner to ensure that we have a program to fit the borrowerҀ™s needs. At Towne, we are dedicated to building strong, long-lasting relationships and providing exemplary customer service to each of our customers. We are committed to taking the guesswork out of the home buying process; our team of mortgage professionals takes time to analyze the different financing options available for each individualҀ™s needs and circumstances. Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply. The information provided in this flyer is for the dissemination to and for the use of real estate and financial business entities only and is not an advertisement for the extension of credit to consumers. AZ License #0942579; CA License #41DBO-45117. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act.; GA License #12701; IL License #MB.6760710; MA Mortgage Lender License # ML3028.; Licensed by the N.J. Department of Banking and Insurance.; Rhode Island Licensed Lender. https://www.townemortgage.com/disclosures/ https://www.townemortgage.com/licensing/ https://www.townemortgage.com/privacy-policy/

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Businesses are 100% committed to making high-risk payment processing simple for Troy Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Providers Say

Join thousands of Mi who trust Merchant-Banks with our ACH Processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Birmingham Company. our rates are contract terms, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Miller

Escrow Services CEO
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"our Real-Time Shipping Calculationintegration with our SaaS e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our EV Charging Station business."
AL

Arraba Lopez

Event Planning Owner
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Ready to Start Processing Payments?

Join thousands of local Birmingham Company that trust the Best Merchant Banks for Payment gateway in AL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

πŸ“ž Call (888) 325-0061 πŸ’° Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.