🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Provider in Grand Rapids Mi

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Batch processing security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Skrill & EMV Card Reader for small business
#1 Mobile Payments Solution (mPOS) for Skrill Near Me
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Service Provider Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay business

About Riverbank Finance | Grand Rapids Mi

Does your Grand Rapids Businesses need PayPal, Credit card processing, Debit card processing, Peer-to-Peer Lending, Automated Invoicing, Check Card, and Stacking MCAs?

Find the Best Cryptocurrency Payment Gateway near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Gas Card
  • EMV chip card support
  • Branded Checkout Experience
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in MI

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for Soar Payments Grand Rapids professionals
  • Customer database
  • Dropshipping Services Venmo Vendors
  • Soar Payments for Grand Rapids Heartland Payment Systems
  • Ranked Best eMerchant specific to Web Developers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Omnichannel
  • Automotive Dealership POS for Grand Rapids Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Automated Invoicing Grand Rapids
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

best Omnichannel Payment Solution for WeChat Pay in Grand Rapids

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect Heartland Payment Systems Companies to get a high-risk account in Grand Rapids MI

Best Grand Rapids Helcim Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Zelle Payment gateway
  • Wireless POS Terminal with QuickBooks Integration
  • Advanced Experian reporting
  • Receipt Printer with Next Day Funding
  • Recipe Management & Grand Rapids Reservation System Integration
  • High Risk Merchant Account Businesses for Educational Institutions in Grand Rapids
Get High Risk Merchant Account

High Risk Merchant Account Companies Grand Rapids

National Wide
+ $0.20 per transaction
  • Dropshipping Services Mobile Payment Processing| Eco-Friendly Design Point of Sale
  • Payment gateway for Grand Rapids Ecommerce & Products & Cafe or Coffee Shop business
  • EdTech Platforms Grand Rapids | eLearning Marketplaces Sales System
  • Electrical POS | Electrical Contractors ACH Processing
  • FSA Card services for Electrical Services
  • Electric Vehicle Manufacturing Working Capital Loans Service in Grand Rapids
  • Electronics Manufacturing Company | Electronics Retail in Grand Rapids
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Stax versus EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Corporations

Discover Trusted Merchants in Grand Rapids to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Riverbank Finance Payment

Riverbank Finance is a locally owned mortgage company in Grand Rapids, MI that offers mortgage loans for both refinancing and new home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and home loan options in Michigan. Our contracts with several banks and mortgage lenders offers a line-up of loan programs for perfect credit borrowers and even clients with bumps in their credit past. We take pride in our superb customer service. This has proven to be a winning combination to meet the needs of our borrowers.

Frequently Asked Questions

Our Credit card processing provider & POS System Enterprise are 100% committed to making high-risk payment processing simple for Grand Rapids Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Grand Rapids Merchant Provider Say

Join thousands of small and large business in Grand Rapids to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Grand Rapids Firm. our rates are pricing models, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Bird

Electronics Stores CEO
★★★★★
"our Buy Now, Pay Later (BNPL)integration with our Dental Office e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Emergency Dry-Out business."
AL

Anthony Lopez

Energy & Utilities Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Grand Rapids Firms that trust the Best Merchant Banks for Debit card processing in MI. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.