🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Payment Processing provider in Portland Me

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Split payments security, Data Breach Insurance, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Adyen & EMV Card Reader for small business
Best Mobile Payments Solution (mPOS) for App Developers Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Merchant Served
$2.5B PayPal Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Businesses

About Merchantx | Portland Me

Does your Portland Company need Venmo, Credit card processing, Debit card processing, auto loans, Installment Plans, Check Card, and MCA for small business?

Top 10 Secure Payment Gateways near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Purchasing Card (P-Card)
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in ME

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Zelle for Business Lenders Portland professionals
  • Customer database
  • Trucking ACH Vendors
  • Allied Wallet for Portland American Express
  • Ranked Best Mobile POS (mPOS) specific to Commercial Brokers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Chargeback management
  • Cloud-Based POS for Portland Business
  • Tokenization & 3D Secure
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Installment Plans Portland
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

leading Omnichannel Payment Solution for Commercial Construction in Portland

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect Cryptocurrency Company to get help with PCI compliance in Portland ME

Best Portland Digital wallet Corporations

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • Apple Pay Payment gateway
  • Wireless POS Terminal with Click-to-Pay
  • Advanced Experian reporting
  • Liquor Store POS with Next Day Funding
  • Kitchen Display System (KDS) & Portland Kitchen Printer
  • High Risk Merchant Account Providers for Government & Municipalities in Portland
Get High Risk Merchant Account

High Risk Merchant Account Businesses Portland

National Wide
+ $0.20 per transaction
  • Trucking Mobile Payment Processing| Vacation Property Investors Point of Sale
  • Payment gateway for Portland Vacation Rentals (Airbnb Hosts) & Subscription Box Service Businesses
  • Vape Shop Portland | Vape & Smoke Shops Sales System
  • Ventilation Upgrades POS | Vertical Space Optimization ACH Processing
  • FSA Card services for Video Doorbell Installation
  • Virtual Assistants Credit card processing Service in Portland
  • Voice-Controlled Scene Setup Enterprise | Wall Removal w/ Beam Support in Portland
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

American Express versus EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Enterprises

Discover Trusted Merchants in Portland to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Merchantx Payment

MerchantX offers the best platform for running internet commerce. We build flexible and easy to use tools for ecommerce to help our merchants create subscription services, Marketplace stores, e-commerce website, and any other form of online payment capability. Our philosophy for working with clients is that only a consultative-partnership approach will ensure that we can provide the best long-term processing options for each merchant's unique needs. We go to great lengths to make sure that we, and our banks, fully understand the nuances of each client's business so that we can help them to maximize their payment processing from day one. With MerchantX, you can expect more. We take each client's performance and satisfaction personally, so our team provides on-demand, proactive support for all of our merchant accounts. As a partner in our clients' success, we are committed to keeping all accounts running at optimal performance levels at all times. Our full-service processing solutions include: A unique multi-bank set up that allows us to provide our merchants with banking options to fit every need, and every business! The lowest possible processing rates. Accept Visa, MasterCard, American Express, Discover and other major payment forms starting at below 1%. No long term contracts, month-to-month service with no cancellation fees and no contracts for most accounts.

Frequently Asked Questions

Our Credit card processing Companies & POS System Firm are 100% committed to making high-risk payment processing simple for Portland Firms owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Portland Merchant provider Say

Join thousands of Portland Businesses and ME entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Portland business. our rates are contract terms, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Regios

Water Damage Repair CEO
★★★★★
"our Headless Commerce Payment Integrationintegration with our Travel Agency e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Water Heating Systems business."
AL

Catherine Lopez

Water Leak Detectors Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Portland Business that trust the Best Merchant Banks for Debit card processing in ME. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.