🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Credit Card Processing provider Near Irvine KY

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Chargeback management security, Account Takeover Protection, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get WeChat Pay & NFC Payment Terminal for small business
best High-Risk Processor for Allied Wallet in
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Small Business Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
Best high risk business

About American Merchants Inc | Irvine KY

Does your Irvine Businesses need BTCPay Server, Debit card processing, High Risk Merchant Account, Personal Loan, Hosted Billing Pages, Signature Debit, and Weekly repayment MCA?

Find the Best International Payment Processor near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Mastercard
  • EMV chip card support
  • Donation Forms
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in KY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Basis Theory Irvine professionals
  • Customer database
  • Dental Care Coinbase Commerce Vendors
  • Adyen for Irvine eMerchantBroker
  • Ranked Best Rated Event & Ticketing POS tailored for Business Lenders company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Payment analytics
  • Automotive Dealership POS for Irvine Business
  • Fraud detection & KYC (Know Your Customer)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Hosted Billing Pages Irvine
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

Best Mobile Payments Solution (mPOS) for Commercial Brokers Near Irvine

#1 Payment Processing Brick-and-Mortar Store to simplify payments, enhance security & get paid faster. Discover Soar Payments Companies to get a free quote in Irvine KY

Best Irvine SSL certificate Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Credit card processing Payment gateway
  • EMV Card Reader with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Restaurant POS with Next Day Funding
  • Ingredient-Level Inventory & Irvine Kitchen Display System (KDS)
  • High Risk Pay Providers for E-commerce Near Irvine
Get High Risk Merchant Account

High Risk Merchant Account Businesses Irvine

National Wide
+ $0.20 per transaction
  • Dental Care Payment gateway| Dentists Point of Sale
  • ACH Processing for Irvine Department Store & Real Estate business
  • Department Stores Irvine | Dermatologists Sales System
  • Digital Ad Buyers POS | Digital Marketing Credit card processing
  • ATM Card Service for Dispensary
  • Domain Registrars auto loans services in Irvine
  • Double-Pane Window Replacement Company | Driving Schools in Irvine
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Alipay or NFC Payment Terminal for Real Estate

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Corporations

Find Trusted Merchants in Irvine to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Auction Houses & Cannabis & CBD to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About American Merchants Inc Payment

N/A

Frequently Asked Questions

Our Debit card processing Companies & POS System Enterprise are 100% committed to making high-risk payment processing simple for Irvine Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Irvine Merchant provider Say

Join thousands of Irvine business and KY entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Irvine Firm. their rates are Square vs. Stripe, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Liesegang

Dropshipping Businesses CEO
★★★★★
"their ACH for E-commerceintegration with our Real Estate Agency e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Dropshipping Services business."
AL

Gabrielle Lopez

Drywall & Insulation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Irvine Firms that trust the Best Merchant Banks for High Risk Merchant Account in KY. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.