🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Payment Gateway Decatur Il

Complete merchant processing, payment solutions & Point of Sale for industries. Coupled with the security, , and . Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get & for small business
for
Visa
Mastercard
American Express
Discover
|
|
|
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Served
$2.5B Processed Annually
99.9% Uptime Guarantee

About Investment Planners | Decatur Il

Does your Decatur need , , , , , , and ?

Find the Best Recurring Billing System near you.

💳

Accept all major credit cards with competitive rates and instant authorization.

  • , , ,
  • EMV chip card support
  • Real-time reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based for Decatur professionals
  • Customer database
  • Ryan in Dallas, Tx Vendors
  • for Decatur
  • Ranked company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking
  • for Decatur Business
  • &
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

for Decatur

Payment Processing to , & . to get in Decatur IL

Best Decatur

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Payment gateway
  • with
  • Advanced reporting
  • with Next Day Funding
  • & Decatur
  • for Decatur
Get High Risk Merchant Account

High Risk Merchant Account Decatur

National Wide
+ $0.20 per transaction
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

for

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk

Trusted Merchants in Decatur to grow your , or Business. We serve industries such as & to scale your startup, expand your enterprise, support your local business, and strengthen your payment .

🔐

About Investment Planners Payment

When David P. Koshinski, CEO of Investment Planners, laid out his vision more than 30 years ago, he planned to grow IPI using Integrity, Performance and Innovation. As IPI references Integrity, Performance and Innovation, Mr. Koshinski states that this foundation “Is more than just a name – It is how we do business.” IPI has Advisors in 26 states and IPI Wealth Management, the RIA was named one of the Top 10 Fastest Growing Firms by Financial Advisory Magazine in 2008. The growth of Investment Planners has not happened by chance. History has shown that Advisors from across the country have joined IPI to become a part of the innovation that has branded IPI as a pioneer in the financial industry. At IPI, we welcome a challenge. We strive each day to raise our levels of service, and we embrace new goals while creating avenues to service a community of diverse and sophisticated Advisors. In addition, IPI realizes that Innovation alone is not enough to guarantee Performance. Our superior customer service, tools to assist growth and business development, practice management instruction, and products and services focused around a philosophy of Strategic Lifestyle and Wealth Management have created partnerships and referrals that continue to generate growth and national recognition. Our Advisors are the best in the industry. Together we are family… creating a partnership that is increasingly awarded the title of being one of the best… that is how we do business.

Frequently Asked Questions

Our & POS System are 100% committed to making high-risk payment processing simple for Decatur owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Decatur Merchant Say

Join thousands of Decatur and IL entrepreneurs who depend on Merchant-Banks for to payment processing needs.

Happy business owners and satisfied customers
"Their transformed our Decatur . rates are , setup was , and team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Minton

CEO
★★★★★
" integration with our e-commerce platform was seamless. we were processing payments within hours of signing up. The payment gateway is , , and our love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our business."
AL

Jim Lopez

Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Decatur that trust the Best Merchant Banks for in IL. Get approved in minutes and start accepting debit & credit card today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.