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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Gateway Businesses Near Me Indianapolis In

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the top-rated Chargeback management security, Chargeback Alerts, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Helcim & Wireless POS Terminal for small business
best High Risk Merchant Account for Alipay Near
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Non-Profit Organization Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Merchant Account business

About Spectrum Financial Group | Indianapolis In

Does your Indianapolis Businesses need PayPal, High Risk Merchant Account, Mobile Payment Processing, Credit card processing, Online Bill Pay Portal, FSA Card, and Merchant Cash Advance pros and cons?

Find the Best High Risk Merchant Account near you.

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Business Credit Card
  • EMV chip card support
  • Instant Payment Confirmation
  • Real-time transactions reporting
  • Chargeback protection
🌐

Merchant Services in IN

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for App Developers Indianapolis professionals
  • Customer database
  • Business Brokers Venmo Vendors
  • Instabill for Indianapolis Instabill
  • Ranked Best Event & Ticketing POS unique Basis Theory company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Education Campus POS for Indianapolis Business
  • Risk monitoring & SSL certificate
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Processing fees
  • Online Bill Pay Portal Indianapolis
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

Best High-Risk Processor for Business Lenders Near Me Indianapolis

Best Rated Payment Processing Restaurant to grow your business, increase sales & prevent chargebacks. Find WeChat Pay Companies to get a mobile card reader in Indianapolis IN

Best Indianapolis WorldPay Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • Zelle Payment gateway
  • NFC Payment Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Multi-Store Management with Next Day Funding
  • Handheld Ordering Devices & Indianapolis Ingredient-Level Inventory
  • high risk provider for Fitness Centers & Gyms Near Me Indianapolis
Get High Risk Merchant Account

High Risk Merchant Account Provider Indianapolis

National Wide
+ $0.20 per transaction
  • Business Brokers ACH Processing| Business Lenders Point of Sale
  • Credit card processing for Indianapolis Cafes & Coffee Shops & Property Management business
  • Call Centers Indianapolis | Campgrounds & RV Parks Sales System
  • Cannabis Farming POS | Cannabis Industry Debit card processing
  • Mastercard Debit services for Car Dealerships
  • Car Wash Services Merchant account Service in Indianapolis
  • Catering Services business | CBD & Wellness Retail in Indianapolis
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Marqeta compared to Wireless POS Terminal for Property Management

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Connect Trusted Merchants in Indianapolis to grow your Big, Large or Medium Sized Business. We serve High Risk Merchant Account industries such as E-Cigarettes & Vape & Fantasy Sports to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Spectrum Financial Group Payment

At The Spectrum Financial Group, Inc., we build our client relationships on the basis of trust and confidence. Because effective implementation depends on regular review, we place rigorous emphasis on communication and mutual accord. We are committed to our goal of helping our clients strengthen their financial well-being. The Spectrum Financial Group is dedicated to providing financial services of the highest quality to help our clients protect their most valuable assets and reach their financial goals. Likewise, we strive to attract associates of the highest caliber who share and uphold our standards of professionalism. The third-party comments displayed may not be representative of all client experiences. Please see website http://www.spectrumfinacialgroup.com for additional disclosures.

Frequently Asked Questions

Our High Risk Merchant Account Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Indianapolis Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Indianapolis Merchant Businesses Say

Join thousands of local business Near Me Indianapolis IN to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Indianapolis Company. your rates are high-risk vs. low-risk accounts, setup was super on the spot, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Parrish

Ceiling Painting CEO
★★★★★
"your Fraud Protection for Online Storesintegration with our Real Estate Agency e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Chemical Manufacturing business."
AL

Alexandra Lopez

Child Care Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Indianapolis business that trust the Best Merchant Banks for Mobile Payment Processing in IN. Get approved in minutes and start accepting debit & credit card contactless payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.