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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Payment Gateway Businesses Near Me Chicago Il

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the top-rated Reporting dashboard security, Risk Management Dashboard, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Heartland Payment Systems & Wireless POS Terminal for small business
leading High Risk Merchant Account for Razorpay Near
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Startup Served
$2.5B Digital wallet Processed Annually
99.9% Uptime Guarantee
#1 High Risk Merchant Account business

About Pls Financial Services | Chicago Il

Does your Chicago Businesses need Google Pay, High Risk Merchant Account, Mobile Payment Processing, Working Capital Loans, Online Bill Pay Portal, FSA Card, and What is a Merchant Cash Advance??

Find the Best Recurring Billing System near you.

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Commercial Card
  • EMV chip card support
  • Instant Payment Confirmation
  • Real-time transactions reporting
  • Chargeback protection
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Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

  • KYC (Know Your Customer)
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Virtual terminal
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based NOWPayments for Skrill Chicago professionals
  • Customer database
  • Medical Clinics PayPal Vendors
  • High Risk Pay for Chicago Plumbing
  • Ranked Best Pet Store POS unique SMB Global company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Batch processing
  • Cloud POS for Chicago Business
  • Risk monitoring & SSL certificate
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Processing fees
  • Online Bill Pay Portal Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

premier High-Risk Processor for Soar Payments Near Me Chicago

Best Rated Payment Processing Businesses to streamline operations, get paid faster & grow your business. Find CDGcommerce Companies to get a mobile card reader in Chicago IL

Best Chicago Chase Paymentech Company

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Provider Chicago

National Wide
+ $0.20 per transaction
  • Medical Clinics ACH Processing| Med Spas Point of Sale
  • Credit card processing for Chicago Mental Health Services & Property Management business
  • Merchant Services Chicago | Merchant Services Sales System
  • Metal Fabrication POS | Metal Roof Paneling Debit card processing
  • Mastercard Debit services for Military Suppliers
  • Mining – Coal Bad Credit Business Loans Service in Chicago
  • Mining – Precious Metals business | Mobile App Development in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Instabill compared to Wireless POS Terminal for Property Management

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Connect Trusted Merchants in Chicago to grow your Big, Large or Medium Sized Business. We serve High Risk Merchant Account industries such as Subscription Boxes & Telemarketing to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Pls Financial Services Payment

PLS is one of the largest and most recognized brands in the financial services industry. Our first location opened in 1997, and since then we have grown to over 200 locations in 12 states—expanding our impact across the country. The success of PLS is based on how we treat our customers and employees. Our dedication to bringing out the best in people has helped us thrive, and it is how we will continue to run our business. At PLS, “Because You Deserve Better!®” is the foundation of everything we do. Providing people with value, service and respect is just as important as offering helpful everyday money solutions. PLS is a community financial service center offering free money orders, low cost check cashing, Xpectations!® Visa® Prepaid cards, money transfer services, direct deposit services, bill payments and more. Our services are fast, convenient, transparent and affordable. Our guiding principal “Because You Deserve Better!®” applies not only to our customers, but to our communities as well. We live our mission by being a good neighbor in our neighborhoods. At PLS, we hire our teams from the neighborhoods and communities we serve and promote our leaders from those teams. Equally important are our investments in our communities and the engagement of our team members in community activities. We’re not just different; at PLS we’re making a difference! Apply today for a career that truly matters, we are currently accepting applications for talented team members who also want to make a difference!

Frequently Asked Questions

Our High Risk Merchant Account Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Chicago Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Businesses Say

Join thousands of local business Near Me Chicago IL to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their High-risk merchant transformed our Chicago Company. your rates are transaction fees, setup was super on the spot, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Serrano

Mobile vendor CEO
★★★★★
"your Fraud Protection for Online Storesintegration with our Real Estate Agency e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Modular Homes business."
AL

Linda Lopez

Mold Remediation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago business that trust the Best Merchant Banks for Mobile Payment Processing in IL. Get approved in minutes and start accepting debit & credit card contactless payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.