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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Chicago Il

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Chargeback management security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant Services & NFC Payment Terminal for small business
top-rated High Risk Merchant Account for Marketing Agencies in
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High Risk Merchant Account Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
#1 high risk Business

About Mesirow Financial Holdings | Chicago Il

Does your Chicago Companies need NOWPayments, Payment gateway, ACH Processing, Personal Loan, Dunning Management, Bank Card, and MCA alternatives?

Find the Best High Risk Merchant Account near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Visa
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Medical Billing Services Chicago professionals
  • Customer database
  • Logging QR code payments Vendors
  • National Processing for Chicago Framing
  • Ranked Best Dropshipping POS for my Merchant X company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Fitness & Gym POS for Chicago Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Dunning Management Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

#1 High-Risk Processor for PayKings Near Chicago

Best Rated Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover EMV chip Company to get a demo in Chicago IL

Best Chicago Finix business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • Venmo Payment gateway
  • EMV Card Reader with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Food Truck POS with Next Day Funding
  • Handheld Ordering Devices & Chicago Ingredient-Level Inventory
  • High Risk Pay Provider for B2B & Wholesale Near Chicago
Get High Risk Merchant Account

High Risk Merchant Account Providers Chicago

National Wide
+ $0.20 per transaction
  • Logging Debit card processing| Luxury Goods & Jewelry Point of Sale
  • High Risk Merchant Account for Chicago Marble Tile Installation & Auto Repair Shop Business
  • Marketing Agencies Chicago | Marketing Services Sales System
  • Massage Therapists POS | Meal Prep Services Mobile Payment Processing
  • Check Card services for Meat Packing
  • Mechanical Systems auto loans Service in Chicago
  • Medical Billing Services Business | Medical Clinics in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

NOWPayments compared to NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Find Trusted Merchants in Chicago to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Mesirow Financial Holdings Payment

Mesirow is an independent, employee-owned financial services firm founded in 1937. Headquartered in Chicago with offices around the world, we serve clients through a personal, custom approach to reaching financial goals and acting as a force for social good. With capabilities spanning Global Investment Management, Capital Markets & Investment Banking, and Advisory Services, we invest in what matters: our clients, our communities and our culture. To learn more, visit www.mesirow.com and follow us on LinkedIn. Mesirow was also recently named one of the Best Places to Work in Chicago by the Chicago Tribune and one of the Top Places to Work by Crain’s Chicago Business.

Frequently Asked Questions

Our Payment gateway Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Chicago Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Companies Say

Join thousands of IL Business that trust Merchant-Banks for their Credit card processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Chicago business. their rates are Square vs. Stripe, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Mckenzie

Medical Dispensary CEO
★★★★★
"their A/B Testing for Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Med Spas business."
AL

Angela Lopez

Mental Health Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Business that trust the Best Merchant Banks for ACH Processing in IL. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.