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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Businesses in Toccoa Ga

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Recurring billing security, Security Audits, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get PayKings & EMV Card Reader for small business
premier Omnichannel Payment Solution for SMB Global Near Me
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Online Business Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay business

About 1St Franklin Financial Corporation | Toccoa Ga

Does your Toccoa Businesses need Zelle, Mobile Payment Processing, Payment gateway, High-risk merchant, Subscription Management, ATM Card, and Merchant Cash Advance renewal?

Top 10 Payment Processing business near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Corporate Card
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Web Developers Birmingham professionals
  • Customer database
  • General Practitioners Apple Pay Vendors
  • Payment Depot for Birmingham Whole-Home Automation
  • Ranked #1 Pop-Up Store POS custom WeChat Pay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Virtual terminal
  • Convenience & Specialty Store POS for Birmingham Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Subscription Management Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

top Payment Aggregator for Adyen in Birmingham

Best Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect Finix Companies to get a credit card reader in Birmingham AL

Best Toccoa Fiserv Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • BitPay Payment gateway
  • Wireless POS Terminal with Shopping Cart Integration
  • Advanced FICO reporting
  • POS Terminal with Next Day Funding
  • Reservation System Integration & Birmingham Split Checks
  • High Risk Merchant Account provider for Automotive Services in Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Provider Birmingham

National Wide
+ $0.20 per transaction
  • General Practitioners Credit card processing| Ghost Kitchens Point of Sale
  • Debit card processing for Birmingham Gift Shop Retail & Insurance Agency business
  • Glass Manufacturing Birmingham | Grocery Stores Sales System
  • Gun & Ammunition Stores POS | Gutter Guard Installation High Risk Merchant Account
  • Business Debit Card Service for Gyms & CrossFit Boxes
  • Hardware Stores Merchant Services services in Birmingham
  • Hazardous Material Removal business | Head Shop in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Payoneer alternatives to EMV Card Reader for Insurance Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Discover Trusted Merchants in Birmingham to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Telemarketing & Timeshares to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About 1St Franklin Financial Corporation Payment

Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan. While times have changed, our commitment to customers has not. Our customers know us and more importantly, we know them. This commitment is why we’ve been able to help generations of families in times when they have needed us most. With over 325 loan offices in 8 states, 1st Franklin Financial Corporation continues to provide personal loans, supplying our customers with the cash they need. With offices located primarily in rural locations, we understand the struggles in these areas. We offer loans for auto repairs, home improvements, or debt consolidation. We can help with starter loans, wedding loans, medical expense loans, funeral loans, or a small personal loan to help you meet day to day expenses. We also offer Retail Sales Financing to help our local small businesses grow. Whatever the need, we can answer all of your loan questions and help you find a solution.

Frequently Asked Questions

Our Mobile Payment Processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Toccoa Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Businesses Say

Join thousands of local business in Birmingham AL to security features payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Birmingham Company. our rates are merchant account rates, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Epps

Health Insurance Agents CEO
★★★★★
"our Abandoned Cart Recovery Toolsintegration with our Law Firm e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our HealthTech business."
AL

Ashley Lopez

Hemp Cultivation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham business that trust the Best Merchant Banks for Payment gateway in AL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.