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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Payment Processing Companies in Tampa Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Reconciliation security, Blacklist/Whitelist Management, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Fiserv & EMV Card Reader for small business
top-rated Payment Aggregator for Business Lenders Near Me
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Service Provider Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Business

About 1St Financial Mktg Svcs | Tampa Fl

Does your Tampa Companies need Credit card processing, Credit card processing, Debit card processing, Peer-to-Peer Lending, Subscription Management, Prepaid Debit Card, and Stacking MCAs?

Top 10 Secure Checkout Providers near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Visa
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • AML (Anti-Money Laundering)
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Refund
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Commercial Construction Tampa professionals
  • Customer database
  • Toy Manufacturing Debit card processing Vendors
  • Global Payments for Tampa Asbestos Abatement
  • Ranked Best Dropshipping POS specific to Corepay company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Grocery Store POS for Tampa Business
  • Encryption & Fraud detection
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Subscription Management Tampa
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

#1 Payment gateway for Durango Merchant Services in Tampa

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect BTCPay Server Company to get a demo in Tampa FL

Best Tampa Buy Now Pay Later (BNPL) business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • Digital wallet Payment gateway
  • Wireless POS Terminal with Hosted Payment Page
  • Advanced LendingClub reporting
  • Receipt Printer with Next Day Funding
  • Labor Cost Reporting & Tampa Menu Management
  • High Risk Merchant Account Provider for B2B & Wholesale in Tampa
Get High Risk Merchant Account

High Risk Merchant Account Providers Tampa

National Wide
+ $0.20 per transaction
  • Toy Manufacturing Mobile Payment Processing| Travel Agencies Point of Sale
  • Payment gateway for Tampa Trucking & Subscription Box Service Business
  • Tutoring Services Tampa | Vacation Property Investors Sales System
  • Vacation Rentals (Airbnb Hosts) POS | Vape Shop ACH Processing
  • Visa Debit services for Vape & Smoke Shops
  • Ventilation Upgrades Working Capital Loans Service in Tampa
  • Vertical Space Optimization Business | Video Doorbell Installation in Tampa
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Heartland Payment Systems compared to EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Discover Trusted Merchants in Tampa to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About 1St Financial Mktg Svcs Payment

First Financial Companies is a consortium of distribution networks comprised of personnel ranging from independent associates new to the industry to independent general agents of varying experience levels. Our focus of developing relationships and fostering teamwork and our network of affiliated financial Service Providers operating through multi-agency marketing of life insurance products all combine to provide a broader base of products availability as well as opportunity of large target audience. Advanced Underwriting – Our experienced staff offers the technical support necessary with the assistance of state-of-the-art software, plus the support available through many of our participating insurers. Point-of-sale assistance is also available on a split commission basis for expert presentation in sales situations, no matter how complex. First Financial Companies, founded in 1986 is designed to encompass a National Marketing Group. We set out to create a company that would represent our vision of the ideal environment in which life insurance and securities products could be marketed. We exercise due care in reviewing all potential carriers, striving to ensure the finest in quality contracts and services through direct involvement with carriers; doing the necessary research so that our Agents can do what they enjoy and find fulfillment in – marketing the concepts and products! We facilitate the process even further by providing truly valuable and critical support systems from advance underwriting to marketing ideas that work.

Frequently Asked Questions

Our Credit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Tampa Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Tampa Merchant Companies Say

Join thousands of FL Business that trust Merchant-Banks for our High Risk Merchant Account to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Tampa business. our rates are pricing models, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Blasciak

Virtual Assistants CEO
★★★★★
"our A/B Testing for Checkoutintegration with our Travel Agency e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Voice-Controlled Scene Setup business."
AL

Shelly Lopez

Wall Removal w/ Beam Support Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Tampa Business that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.