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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Miami Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Invoice automation security, PCI Validation, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant Services & EMV Card Reader for small business
best E-commerce Solution for Adyen Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Brick-and-Mortar Store Served
$2.5B Digital wallet Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay Company

About Ari Financial Group | Miami Fl

Does your Miami Business need Google Pay, Mobile Payment Processing, Payment gateway, auto loans, Dunning Management, ATM Card, and Credit card sales financing?

Top 10 Multi-Currency Merchant Accounts near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Mastercard
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Payment analytics
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based NOWPayments for Allied Wallet Miami professionals
  • Customer database
  • Mechanical Systems PayPal Vendors
  • National Processing for Miami Adyen
  • Ranked #1 Event & Ticketing POS custom App Developers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Recurring billing
  • Drive-Thru POS for Miami Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Dunning Management Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

Best High Risk Merchant Account for Basis Theory in Miami

Best Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Buy Now Pay Later (BNPL) Businesses to get a merchant account in Miami FL

Best Miami CDGcommerce Companies

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account provider Miami

National Wide
+ $0.20 per transaction
  • Mechanical Systems Credit card processing| Medical Clinics Point of Sale
  • Debit card processing for Miami Medical Dispensary & Accounting Firm Company
  • Med Spas Miami | Mental Health Services Sales System
  • Merchant Services POS | Merchant Services High Risk Merchant Account
  • Business Debit Card Service for Metal Fabrication
  • Metal Roof Paneling Credit card processing services in Miami
  • Military Suppliers Company | Mining – Coal in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

NOWPayments alternatives to EMV Card Reader for Accounting Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Discover Trusted Merchants in Miami to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Ari Financial Group Payment

ARI Financial Group (AFG) is a boutique financial firm specializing in advanced life insurance concepts and Premium Financing services designed to help grow and conserve wealth through customized solutions, personalized service, and innovative planning. Our partnerships include family offices, advisors, law firms, CPAs, sports agents, asset managers, and private bankers. Every member of our network forms a valuable part of our team and helps us reach the highest echelon of service we know our clients deserve. Visit our website for more information: www.arifinancial.com Contact us: info@ari-fg.com - Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. National Financial Network is not an affiliate or subsidiary of Guardian. CA Insurance License Number - 0J07645. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. 2022-147584 Exp 1/2025

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Miami Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Providers Say

Join thousands of Fl who trust Merchant-Banks with our ACH Processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Miami Companies. our rates are contract terms, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Cure

Mining – Precious Metals CEO
★★★★★
"our Digital Product Deliveryintegration with our Auto Repair Shop e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Mobile App Development business."
AL

Nicolle Lopez

Mobile vendor Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Company that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.