>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Businesses in Palm Coast FL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Daily closeout security, Blacklist/Whitelist Management, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get NOWPayments & EMV Card Reader for small business
top-rated Omnichannel Payment Solution for Merchant X Near Me
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Brick-and-Mortar Store Served
$2.5B NOWPayments Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay business

About Smartway Financial | Palm Coast FL

Does your Palm Coast Businesses need QR code payments, Mobile Payment Processing, Payment gateway, auto loans, Subscription Management, ATM Card, and Credit card sales financing?

Find the Best High Risk Credit Solutions near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Fleet Card
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • 3D Secure
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Omnichannel
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Venmo for Payoneer Palm Coast professionals
  • Customer database
  • Subfloor Services Zelle Vendors
  • Payline Data for Palm Coast Composite Deck Installation
  • Ranked #1 Dropshipping POS custom PayPal Pro company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Cannabis Dispensary POS for Palm Coast Business
  • Data breach & Encryption
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Subscription Management Palm Coast
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

#1 Payment Aggregator for Primer.io in Palm Coast

Best Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Mobile card reader Companies to get a credit card reader in Palm Coast FL

Best Palm Coast National Processing Company

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Provider Palm Coast

National Wide
+ $0.20 per transaction
  • Subfloor Services Credit card processing| Surface Finishes Point of Sale
  • Debit card processing for Palm Coast Tankless Water Heater Installation & Insurance Agency business
  • Tax Attorneys Palm Coast | Tax Services Sales System
  • Telemedicine Providers POS | Textile Manufacturing High Risk Merchant Account
  • Business Debit Card Service for Thermal Efficiency
  • Thrift & Consignment Credit card processing services in Palm Coast
  • Timber Processing business | Title Companies in Palm Coast
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Payment Depot alternatives to EMV Card Reader for Insurance Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Discover Trusted Merchants in Palm Coast to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

🔐

About Smartway Financial Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Palm Coast Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Palm Coast Merchant Businesses Say

Join thousands of local business in Palm Coast FL to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Palm Coast Company. our rates are contract terms, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Safaite-Antoine

Toy and Hobby Retail CEO
★★★★★
"our Abandoned Cart Recovery Toolsintegration with our Law Firm e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Toy & Hobby Shops business."
AL

Rosy Lopez

Toy Manufacturing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Palm Coast business that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.