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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Merchant Service provider in Miami FL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the #1 Invoice automation security, Data Breach Insurance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Flutterwave & EMV Card Reader for small business
Best Payment gateway for Grocery Stores Near Me
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ High-Risk Business Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
Best High Risk Pay Businesses

About Factum Financial Group Inc | Miami FL

Does your Miami Company need Buy Now Pay Later (BNPL), Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Installment Plans, HSA Card, and How does an MCA work??

Top 10 Multi-Currency Merchant Accounts near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Charge Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for Instabill Miami professionals
  • Customer database
  • Real Estate Credit card processing Vendors
  • Heartland Payment Systems for Miami Omnichannel
  • Ranked Best Rated Mobile POS (mPOS) custom Marketing Agencies company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Recurring billing
  • Education Campus POS for Miami Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Installment Plans Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

leading Payment Processor for Marqeta in Miami

top-rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Google Pay business to get a free quote in Miami FL

Best Miami Heartland Payment Systems Business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • Cryptocurrency Payment gateway
  • Wireless POS Terminal with White-Label Payment Gateway
  • Advanced SoFi reporting
  • Employee Management with Next Day Funding
  • Table Management & Miami Tip Management
  • High Risk Merchant Account Providers for E-commerce in Miami
Get High Risk Merchant Account

High Risk Merchant Account Businesses Miami

National Wide
+ $0.20 per transaction
  • Real Estate Credit card processing| Real Estate Development Point of Sale
  • Debit card processing for Miami Real Estate Investors & Financial Services Businesses
  • Real Estate Law Miami | Real Estate Photographers Sales System
  • Real Estate Wholesalers POS | Recreational Dispensary High Risk Merchant Account
  • PIN Debit Service for REITs
  • Religious Institutions Working Capital Loans services in Miami
  • Rent-to-Own Services Businesses | Residential Agents in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Helcim or EMV Card Reader for Financial Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Discover Trusted Merchants in Miami to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

🔐

About Factum Financial Group Inc Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Miami business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant provider Say

Join thousands of Miami Businesses and FL entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Miami Business. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Anderson

Residential Construction CEO
★★★★★
"our ACH for E-commerceintegration with our Fitness Center or Gym e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Restaurant POS business."
AL

Martin Lopez

Restaurants Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Businesses that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.