🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Credit Card Processing provider Near Miami Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Refund security, Dispute Resolution, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Coinbase Commerce & NFC Payment Terminal for small business
leading Payment gateway for Commercial Brokers in
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Company Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
Best high risk Companies

About Mercantil Bank | Miami Fl

Does your Miami Company need BTCPay Server, Debit card processing, High Risk Merchant Account, Merchant account, Payment Links on Invoices, Signature Debit, and Get a Merchant Cash Advance online?

Find the Best Online Payment Processor near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Rewards Credit Card
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Hosted Payment Page
  • Mobile-responsive checkout
  • Hosted Payment Page
  • Split payments
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Corepay Chicago professionals
  • Customer database
  • Real Estate Agents Coinbase Commerce Vendors
  • Durango Merchant Services for Chicago EV Charging Station
  • Ranked Best Rated Pet Store POS tailored for Durango Merchant Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Void transaction
  • Cloud POS for Chicago Business
  • Fraud detection & KYC (Know Your Customer)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Payment Links on Invoices Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

premier Payment Processor for Easy Pay Direct Near Chicago

#1 Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover Google Pay Corporations to get a free quote in Chicago IL

Best Miami Heartland Payment Systems Enterprise

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • Credit card processing Payment gateway
  • EMV Card Reader with Inventory Management Software
  • Advanced SoFi reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • Menu Management & Chicago Online Ordering Integration
  • High Risk Pay Providers for E-commerce Near Chicago
Get High Risk Merchant Account

High Risk Merchant Account Businesses Chicago

National Wide
+ $0.20 per transaction
  • Real Estate Agents Payment gateway| Real Estate Investors Point of Sale
  • ACH Processing for Chicago Real Estate Law & Real Estate Companies
  • Real Estate Photographers Chicago | Real Estate Wholesalers Sales System
  • Recreational Dispensary POS | REITs Credit card processing
  • ATM Card Service for Religious Institutions
  • Rent-to-Own Services Peer-to-Peer Lending services in Chicago
  • Residential Agents Enterprises | Residential Construction in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Easy Pay Direct or NFC Payment Terminal for Real Estate

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Firm

Find Trusted Merchants in Chicago to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Firearms & Ammunition & FOREX Trading to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Mercantil Bank Payment

*** As we near our 40th anniversary and embark on a new path to offering exceptional banking and financial services, we’re launching a new face for the same company you have known for so long - Amerant. This new brand is a reflection of our guiding principles over the last four decades and represents the values that drive our activities and decisions toward the future.*** For more information about our new brand - Amerant Bank, please visit www.amerantbank.com. Amerant Bank, N.A., the fourth largest bank headquartered in Florida, is a wholly-owned subsidiary of Mercantil Bank Holding Corporation (NASDAQ: AMTB and AMTBB). For almost 40 years, the Bank has been committed to providing value-added and meaningful financial services that empower the lives of our customers, employees, and the communities we serve. The Bank provides individuals and businesses with deposit and credit products, as well as wealth management services through its investment and trust subsidiaries, Amerant Investments, Inc. and Amerant Trust, N.A. (formerly Mercantil Investment Services and Mercantil Trust Company). Headquartered in Coral Gables, it operates 23 banking centers – 15 in South Florida and 8 in Houston – as well as a commercial real estate loan production office in Manhattan, New York. Twitter: @MercantilCB and @MercantilCBesp (Spanish) Instagram: @MercantilBank Facebook: Mercantil Bank

Frequently Asked Questions

Our Debit card processing Companies & POS System Firms are 100% committed to making high-risk payment processing simple for Miami business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant provider Say

Join thousands of Chicago Companies and IL entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Chicago Business. their rates are payment gateway features, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Ellis

Restaurant POS CEO
★★★★★
"their ACH for E-commerceintegration with our Real Estate Agency e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Restaurants business."
AL

Zannie Lopez

Restaurants – Fast Casual Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Businesses that trust the Best Merchant Banks for High Risk Merchant Account in IL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.