🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Businesses in Chicago Il

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Payment analytics security, Data Breach Insurance, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get National Processing & EMV Card Reader for small business
Best High Risk Merchant Account for Marketing Agencies Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Companies Served
$2.5B Digital wallet Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Aquatic Capital Management | Chicago Il

Does your Chicago Enterprise need Google Pay, Credit card processing, Debit card processing, High-risk merchant, Scheduled Payments, Prepaid Debit Card, and Funding based on future sales?

Find the Best Business Merchant Services near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Purchasing Card (P-Card)
  • EMV chip card support
  • Order Ahead & Pay
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based NOWPayments for Medical Billing Services Chicago professionals
  • Customer database
  • Trucking PayPal Vendors
  • PayKings for Chicago Framing
  • Ranked Best Mobile POS (mPOS) specific to Merchant X company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reporting dashboard
  • Drive-Thru POS for Chicago Business
  • Risk monitoring & SSL certificate
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Scheduled Payments Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

leading High-Risk Processor for PayKings in Chicago

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Coinbase Commerce Enterprises to get a mobile card reader in Chicago IL

Best Chicago Corepay Firm

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • QR code payments Payment gateway
  • Wireless POS Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Credit Card Reader with Next Day Funding
  • Handheld Ordering Devices & Chicago Ingredient-Level Inventory
  • High Risk Merchant Account provider for Fitness Centers & Gyms in Chicago
Get High Risk Merchant Account

High Risk Merchant Account Provider Chicago

National Wide
+ $0.20 per transaction
  • Trucking Mobile Payment Processing| Vacation Property Investors Point of Sale
  • Payment gateway for Chicago Vacation Rentals (Airbnb Hosts) & Insurance Agency Company
  • Vape Shop Chicago | Vape & Smoke Shops Sales System
  • Ventilation Upgrades POS | Vertical Space Optimization ACH Processing
  • Visa Debit services for Video Doorbell Installation
  • Virtual Assistants Merchant Services Service in Chicago
  • Voice-Controlled Scene Setup Firms | Wall Removal w/ Beam Support in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Payline Data compared to EMV Card Reader for Insurance Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Discover Trusted Merchants in Chicago to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

🔐

About Aquatic Capital Management Payment

Aquatic manages systematic investment strategies, combining a high-performance research and development platform with disciplined risk management. Our team of best-in-class researchers and engineers are working together in a relaxed environment optimized for collaboration, creativity, and performance. Because we are small and nimble, every voice counts. We value diverse backgrounds and are rooted in collaboration, meritocracy, ambition, and steady determination.

Frequently Asked Questions

Our Credit card processing Providers & POS System Business are 100% committed to making high-risk payment processing simple for Chicago Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Businesses Say

Join thousands of local Company in Chicago IL to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Chicago Companies. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Randazzo

Water Damage Repair CEO
★★★★★
"our Fraud Protection for Online Storesintegration with our Law Firm e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Water Heating Systems business."
AL

Caroline Lopez

Water Leak Detectors Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Company that trust the Best Merchant Banks for Debit card processing in IL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.