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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Businesses Near Miami Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Void transaction security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Adyen & NFC Payment Terminal for small business
top-rated Payment Aggregator for Soar Payments in
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ High Risk Merchant Account Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
#1 high risk business

About Ocean Financial Services | Miami Fl

Does your Miami Businesses need Buy Now Pay Later (BNPL), Payment gateway, ACH Processing, Personal Loan, Level II & III Data Processing, Bank Card, and MCA alternatives?

Top 10 Law Firm Payment Processing near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Visa
  • EMV chip card support
  • Financing Options
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in N/A

Secure online payment processing for e-commerce and virtual transactions.

  • KYC (Know Your Customer)
  • Shopping Cart Integration
  • Mobile-responsive checkout
  • Shopping Cart Integration
  • Chargeback management
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for WeChat Pay N/A professionals
  • Customer database
  • Political Campaigns Credit card processing Vendors
  • Allied Wallet for N/A High Risk Pay
  • Ranked Best Dropshipping POS for my Adyen company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Invoice automation
  • Automotive Dealership POS for N/A Business
  • Risk monitoring & SSL certificate
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Level II & III Data Processing N/A
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

#1 Payment gateway for Alipay Near N/A

Best Rated Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover BTCPay Server Companies to get a mobile card reader in N/A N/A

Best Miami Buy Now Pay Later (BNPL) Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Cryptocurrency Payment gateway
  • EMV Card Reader with Software Development Kits (SDKs)
  • Advanced LendingClub reporting
  • Food Truck POS with Next Day Funding
  • Split Checks & N/A Table Management
  • High Risk Pay provider for Fitness Centers & Gyms Near N/A
Get High Risk Merchant Account

High Risk Merchant Account Provider N/A

National Wide
+ $0.20 per transaction
  • Political Campaigns Debit card processing| Pool Services Point of Sale
  • High Risk Merchant Account for N/A Prefab Buildings & Law Firm business
  • Print-on-Demand N/A | Print Shops Sales System
  • Probate Services POS | Professional Training Mobile Payment Processing
  • Check Card services for Property Enhancements
  • Property Inspection auto loans Service in N/A
  • Property Management business | Property Managers in N/A
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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American Express compared to NFC Payment Terminal for Law Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Find Trusted Merchants in N/A to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Ocean Financial Services Payment

Ocean Financial Services, LLC is an investment management company based out of 780 NW 42nd Avenue Suite 604, MIAMI, Florida, United States. At Ocean Financial Services, we deliver personalized financial journeys inspired by you. Initiating a financial relationship with us is an exploration beyond numbers. We first seek to understand your values and priorities for your financial future. We help you construct a plan that aligns with your investment objectives, time horizon and risk tolerance. For seasoned investors, we incorporate your experience, insights and ideas to keep you on the right path or assist you in heading in a new direction, always with your vision top of mind.

Frequently Asked Questions

Our Payment gateway Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Miami Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our N/A Merchant Businesses Say

Join thousands of local business Near N/A N/A to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our N/A Company. their rates are Square vs. Stripe, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Ruiz

PropTech CEO
★★★★★
"their Fraud Protection for Online Storesintegration with our Manufacturing Company e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Psychiatrists business."
AL

Gonzalo Lopez

Psychologists Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local N/A business that trust the Best Merchant Banks for ACH Processing in N/A. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.