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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Credit Card Processing Providers Near Miami FL

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Chargeback management security, Account Takeover Protection, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Fiserv & NFC Payment Terminal for small business
best High-Risk Processor for Marqeta in
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Company Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
Best high risk Company

About Bailey Legacy Financial, Llc. | Miami FL

Does your Miami Business need Buy Now Pay Later (BNPL), Debit card processing, High Risk Merchant Account, Merchant account, Invoice Customization, Signature Debit, and Get a Merchant Cash Advance online?

Find the Best International Payment Processor near you.

💳

Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Mastercard
  • EMV chip card support
  • Email Invoicing with Payment Link
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for Merchant X Miami professionals
  • Customer database
  • Orthodontists Credit card processing Vendors
  • Global Payments for Miami Chase Paymentech
  • Ranked Best Rated Event & Ticketing POS tailored for PayKings company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Payment analytics
  • Hotel & Hospitality POS for Miami Business
  • PCI DSS & Risk monitoring
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Invoice Customization Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

Best Mobile Payments Solution (mPOS) for Payoneer Near Miami

top-rated Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover Google Pay Businesses to get a merchant account in Miami FL

Best Miami Heartland Payment Systems Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • Cryptocurrency Payment gateway
  • EMV Card Reader with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • Ingredient-Level Inventory & Miami Kitchen Display System (KDS)
  • High Risk Pay Companies for Restaurants & Bars Near Miami
Get High Risk Merchant Account

High Risk Merchant Account provider Miami

National Wide
+ $0.20 per transaction
  • Orthodontists Payment gateway| Overhead Garage Storage Point of Sale
  • ACH Processing for Miami Packaging & Labeling & Hotel or Lodging Company
  • Painting Miami | Painting Services Sales System
  • Paper Products POS | Party Supply Rentals Credit card processing
  • ATM Card Service for Payday Lenders
  • Personal Injury Lawyers Peer-to-Peer Lending services in Miami
  • Personal Training Company | Pest Control in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Heartland Payment Systems or NFC Payment Terminal for Hotel or Lodging

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Find Trusted Merchants in Miami to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Auction Houses & Cannabis & CBD to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Bailey Legacy Financial, Llc. Payment

N/A

Frequently Asked Questions

Our Debit card processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Miami Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Providers Say

Join thousands of FL who trust Merchant-Banks with their Mobile Payment Processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Miami Companies. their rates are payment gateway features, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Bailey

Pet Retail CEO
★★★★★
"their Real-Time Shipping Calculationintegration with our HVAC Services e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is fast, protected, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Pet Supplies business."
AL

Jason Lopez

Pet Supply Stores Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Company that trust the Best Merchant Banks for High Risk Merchant Account in FL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.