>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing Businesses Near Miami Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Reconciliation security, AVS & CVV Verification, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Stax & NFC Payment Terminal for small business
premier Payment Processor for PayPal Pro in
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Restaurant Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
Best Rated high risk business

About Guerra Financial Group | Miami Fl

Does your Miami Businesses need NOWPayments, Payment gateway, ACH Processing, Merchant account, Metered/Usage-Based Billing, Mastercard Debit, and No collateral business funding?

Top 10 Secure Checkout Providers near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Secured Credit Card
  • EMV chip card support
  • In-App Payments
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Razorpay Miami professionals
  • Customer database
  • PropTech QR code payments Vendors
  • WeChat Pay for Miami Wall Removal w/ Beam Support
  • Ranked top-rated Pop-Up Store POS for my Residential Construction company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Convenience & Specialty Store POS for Miami Business
  • Risk monitoring & SSL certificate
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Metered/Usage-Based Billing Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

top E-commerce Solution for Skrill Near Miami

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover E-check Companies to get a mobile card reader in Miami FL

Best Miami eMerchantBroker Company

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Provider Miami

National Wide
+ $0.20 per transaction
  • PropTech Debit card processing| Psychologists Point of Sale
  • High Risk Merchant Account for Miami Public Schools & Fitness Center or Gym business
  • Quarrying – Stone & Gravel Miami | Real Estate Sales System
  • Real Estate Agents POS | Real Estate Development Mobile Payment Processing
  • Prepaid Debit Card services for Real Estate Investors
  • Real Estate Law Peer-to-Peer Lending Service in Miami
  • Real Estate Photographers business | Real Estate Wholesalers in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

WorldPay versus NFC Payment Terminal for Fitness Center or Gym

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Find Trusted Merchants in Miami to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

🔐

About Guerra Financial Group Payment

With over 35 years of serving the community, Guerra Financial Group has committed their practice to creating and customizing financial plans for clients who are focused on growing and securing their wealth. Operating under the core values of transparency, integrity and commitment, your prosperity is their priority.

Frequently Asked Questions

Our Payment gateway Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Miami Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Businesses Say

Join thousands of local business Near Miami FL to security features payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Miami Company. their rates are payment gateway features, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Barros

Recreational Dispensary CEO
★★★★★
"their Secure Customer Vaultintegration with our General Contractor e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our REITs business."
AL

Piedad Lopez

Religious Institutions Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami business that trust the Best Merchant Banks for ACH Processing in FL. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.