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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Credit Card Processing Companies Near Miami FL

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Void transaction security, Account Takeover Protection, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Fiserv & NFC Payment Terminal for small business
best Payment gateway for Grocery Stores in
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Small Business Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
Best high risk Business

About Gradepoint Financial | Miami FL

Does your Miami Companies need NOWPayments, Debit card processing, High Risk Merchant Account, Personal Loan, Metered/Usage-Based Billing, Signature Debit, and Weekly repayment MCA?

Find the Best Contactless Payment Solution near you.

💳

Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Mastercard
  • EMV chip card support
  • In-App Payments
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Instabill Miami professionals
  • Customer database
  • Garden Centers QR code payments Vendors
  • Global Payments for Miami Flooring
  • Ranked Best Rated Event & Ticketing POS tailored for Marketing Agencies company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Invoice automation
  • Cloud POS for Miami Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Metered/Usage-Based Billing Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

Best Payment Processor for Marqeta Near Miami

top-rated Payment Processing Brick-and-Mortar Store to simplify payments, enhance security & get paid faster. Discover Payment Depot Company to get a payment gateway in Miami FL

Best Miami Payment gateway business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • Venmo Payment gateway
  • EMV Card Reader with White-Label Payment Gateway
  • Advanced SoFi reporting
  • Restaurant POS with Next Day Funding
  • Table Management & Miami Tip Management
  • High Risk Pay Provider for Gas Stations & C-Stores Near Miami
Get High Risk Merchant Account

High Risk Merchant Account Providers Miami

National Wide
+ $0.20 per transaction
  • Garden Centers Payment gateway| General Contractors Point of Sale
  • ACH Processing for Miami General Practitioners & Travel Agency Business
  • Generator Installation Miami | Ghost Kitchens Sales System
  • Gift Shop Retail POS | Glass Manufacturing Credit card processing
  • ATM Card Service for Grocery Stores
  • Gun & Ammunition Stores auto loans services in Miami
  • Gutter Guard Installation Business | Gyms & CrossFit Boxes in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Heartland Payment Systems or NFC Payment Terminal for Travel Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Find Trusted Merchants in Miami to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Auction Houses & Cannabis & CBD to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Gradepoint Financial Payment

N/A

Frequently Asked Questions

Our Debit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Miami Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Companies Say

Join thousands of FL Business that trust Merchant-Banks for their Mobile Payment Processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Miami business. their rates are Square vs. Stripe, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Medina

Hardware Stores CEO
★★★★★
"their Guest Checkout Optionintegration with our Wholesale Distributor e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Hazardous Material Removal business."
AL

Ashton Lopez

Head Shop Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Business that trust the Best Merchant Banks for High Risk Merchant Account in FL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.