>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Merchant Services Providers Near Me Chicago Il

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Invoice automation security, PCI Compliance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get CDGcommerce & Wireless POS Terminal for small business
#1 Omnichannel Payment Solution for Merchant X Near
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Retailer Served
$2.5B Credit card processing Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account Company

About Total Finance & Car Outlet | Chicago Il

Does your Chicago Business need Debit card processing, ACH Processing, Credit card processing, Merchant Services, Customer Self-Service Portal, PIN Debit, and Same day MCA funding?

Top 10 Multi-Currency Merchant Accounts near you.

💳

Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, American Express
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time In-Person Payments reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Payment analytics
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Digital wallet for Payoneer Chicago professionals
  • Customer database
  • Public Schools E-check Vendors
  • Coinbase Commerce for Chicago Furnace Replacement
  • Ranked #1 eMerchant specialized PayPal Pro company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Recurring billing
  • Fitness & Gym POS for Chicago Business
  • PCI DSS & Risk monitoring
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Customer Self-Service Portal Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

best Payment Aggregator for Primer.io Near Me Chicago

Best Payment Processing Small Business to prevent chargebacks, simplify payments & streamline operations. Find Payment Depot Businesses to get a merchant account in Chicago IL

Best Chicago Payment gateway Companies

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • Google Pay Payment gateway
  • NFC Payment Terminal with ERP Integration
  • Advanced FICO reporting
  • Quick Service Restaurant (QSR) POS with Next Day Funding
  • Kitchen Printer & Chicago Labor Cost Reporting
  • high risk Companies for Entertainment Venues Near Me Chicago
Get High Risk Merchant Account

High Risk Merchant Account provider Chicago

National Wide
+ $0.20 per transaction
  • Public Schools High Risk Merchant Account| Real Estate Point of Sale
  • Mobile Payment Processing for Chicago Real Estate Agents & Salon or Spa Company
  • Real Estate Development Chicago | Real Estate Investors Sales System
  • Real Estate Law POS | Real Estate Photographers Payment gateway
  • Signature Debit Service for Real Estate Wholesalers
  • Recreational Dispensary Personal Loan services in Chicago
  • REITs Company | Religious Institutions in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Corepay alternatives to Wireless POS Terminal for Salon or Spa

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Connect Trusted Merchants in Chicago to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as Nutraceuticals & Online Gaming & Gambling to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

🔐

About Total Finance & Car Outlet Payment

Capstone CPAs is a leading integrated accounting firm in the Pacific Northwest offering a wide array of services to small and large clients alike. It is our business acumen, clever tax and financial planning paired with the trust of our client, that has enabled us to grow to over 100 employees and eleven offices throughout the Pacific Northwest. Lance Brant started the firm in 2004 without any clients but with a strong desire to change the perception of CPAs. He wanted to come alongside individuals, families and business owners to simplify their taxes but more importantly to guide them to a healthy and prosperous financial life. Our strength is our ability to identify our clients' unique tax DNA, strategizing high-impact business and tax decisions to cleverly craft a solid foundation for their future. Our services include ● Audit & Assurance Services ● Bookkeeping ● Business Consulting ● Business Valuations ● Divorce & Separation Services ● Litigation Support Services ● Payroll Services ● Personal & Business Taxes

Frequently Asked Questions

Our ACH Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Chicago Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Providers Say

Join thousands of Il who trust Merchant-Banks with your Debit card processing to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our Chicago Companies. your rates are payment processors, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Morales

Rent-to-Own Services CEO
★★★★★
"your Digital Product Deliveryintegration with our Subscription Box Service e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is economical, fast, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Residential Agents business."
AL

Oscar Lopez

Residential Construction Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Company that trust the Best Merchant Banks for Credit card processing in IL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.