>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

top-rated Payment Processing provider in Miami Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Split payments security, AI-Powered Fraud Scoring, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payline Data & EMV Card Reader for small business
leading Payment Processor for WeChat Pay Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Companies Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Pay Businesses

About Ocean Financial Services | Miami Fl

Does your Miami Company need Coinbase Commerce, Credit card processing, Debit card processing, High-risk merchant, Payment Links on Invoices, Check Card, and Funding based on future sales?

Top 10 Secure Payment Gateways near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Commercial Card
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Alipay Miami Gardens professionals
  • Customer database
  • Forestry Cryptocurrency Vendors
  • Payoneer for Miami Gardens HVAC
  • Ranked top-rated Pet Store POS specific to Allied Wallet company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Chargeback management
  • Fitness & Gym POS for Miami Gardens Business
  • Tokenization & 3D Secure
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Payment Links on Invoices Miami Gardens
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

premier E-commerce Solution for App Developers in Miami Gardens

#1 Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect BTCPay Server business to get help with PCI compliance in Miami Gardens FL

Best Miami Buy Now Pay Later (BNPL) Business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • Debit card processing Payment gateway
  • Wireless POS Terminal with 3D Secure
  • Advanced TransUnion reporting
  • Credit Card Reader with Next Day Funding
  • Tip Management & Miami Gardens Employee Time Clock
  • High Risk Merchant Account Providers for Government & Municipalities in Miami Gardens
Get High Risk Merchant Account

High Risk Merchant Account Businesses Miami Gardens

National Wide
+ $0.20 per transaction
  • Forestry Mobile Payment Processing| Framing Point of Sale
  • Payment gateway for Miami Gardens Franchise Consultants & Non-Profit Organization Businesses
  • Franchise merchant Miami Gardens | Full Home Repiping Sales System
  • Furnace Replacement POS | Furniture Manufacturing ACH Processing
  • FSA Card services for Furniture Manufacturing
  • Furniture Retail Merchant Services Service in Miami Gardens
  • Furniture Stores Businesses | Garage Services in Miami Gardens
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

PayPal Pro versus EMV Card Reader for Non-Profit Organization

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Discover Trusted Merchants in Miami Gardens to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

🔐

About Ocean Financial Services Payment

Ocean Financial Services, LLC is an investment management company based out of 780 NW 42nd Avenue Suite 604, MIAMI, Florida, United States. At Ocean Financial Services, we deliver personalized financial journeys inspired by you. Initiating a financial relationship with us is an exploration beyond numbers. We first seek to understand your values and priorities for your financial future. We help you construct a plan that aligns with your investment objectives, time horizon and risk tolerance. For seasoned investors, we incorporate your experience, insights and ideas to keep you on the right path or assist you in heading in a new direction, always with your vision top of mind.

Frequently Asked Questions

Our Credit card processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Miami business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Gardens Merchant provider Say

Join thousands of Miami Gardens Businesses and FL entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Miami Gardens Business. our rates are merchant account rates, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Athouriste

Garden Centers CEO
★★★★★
"our Headless Commerce Payment Integrationintegration with our Plumbing Services e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Gas Furnace Installation business."
AL

Emmanuel Lopez

General Contractors Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Gardens Businesses that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.