🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Credit Card Processing Providers Near Miami FL

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Reporting dashboard security, IP Geolocation, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Helcim & NFC Payment Terminal for small business
top-rated High-Risk Processor for Easy Pay Direct in
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Company Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
Best high risk Company

About Stonex Financial Inc. | Miami FL

Does your Miami Business need BTCPay Server, Debit card processing, High Risk Merchant Account, Merchant account, Subscription Management, Signature Debit, and Get a Merchant Cash Advance online?

Top 10 Providers for High Risk Accounts near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Virtual terminal
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Finix Miami professionals
  • Customer database
  • Dermatologists Coinbase Commerce Vendors
  • Instabill for Miami Batch processing
  • Ranked Best Rated Dropshipping POS tailored for Flutterwave company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Batch processing
  • Hotel & Hospitality POS for Miami Business
  • PCI DSS & Risk monitoring
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Subscription Management Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

#1 Mobile Payments Solution (mPOS) for Grocery Stores Near Miami

top-rated Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover Easy Pay Direct Businesses to get a merchant account in Miami FL

Best Miami E-check Companies

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • Credit card processing Payment gateway
  • EMV Card Reader with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • POS Terminal (Touchscreen) & Miami Recipe Management
  • High Risk Pay Companies for Restaurants & Bars Near Miami
Get High Risk Merchant Account

High Risk Merchant Account provider Miami

National Wide
+ $0.20 per transaction
  • Dermatologists Payment gateway| Digital Marketing Point of Sale
  • ACH Processing for Miami Dispensary & Hotel or Lodging Company
  • Domain Registrars Miami | Double-Pane Window Replacement Sales System
  • Driving Schools POS | Dropshipping Businesses Credit card processing
  • ATM Card Service for Dropshipping Services
  • Drywall & Insulation Peer-to-Peer Lending services in Miami
  • Eco-Friendly Design Company | Ecommerce & Products in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Marqeta or NFC Payment Terminal for Hotel or Lodging

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Find Trusted Merchants in Miami to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Stonex Financial Inc. Payment

N/A

Frequently Asked Questions

Our Debit card processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Miami Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Providers Say

Join thousands of FL who trust Merchant-Banks with their Mobile Payment Processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Miami Companies. their rates are payment gateway features, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Dettmer

EdTech Platforms CEO
★★★★★
"their Real-Time Shipping Calculationintegration with our HVAC Services e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our eLearning Marketplaces business."
AL

Sergio Lopez

Electrical Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Company that trust the Best Merchant Banks for High Risk Merchant Account in FL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.