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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Credit Card Processing Businesses Near Jacksonville Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Omnichannel security, CAPTCHA Integration, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Visa & NFC Payment Terminal for small business
#1 High-Risk Processor for Marqeta in
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Small Business Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
Best high risk business

About Montoya Financial Strategies | Jacksonville Fl

Does your Jacksonville Businesses need Credit card processing, Debit card processing, High Risk Merchant Account, Personal Loan, Account Updater Service, Signature Debit, and Weekly repayment MCA?

Find the Best Mobile Card Reader near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, American Express
  • EMV chip card support
  • Automatic Language Detection
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Merchant X Ponte Vedra Beach professionals
  • Customer database
  • Custom Cabinetry Debit card processing Vendors
  • WorldPay for Ponte Vedra Beach Fraud detection
  • Ranked Best Rated eMerchant tailored for PayKings company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Refund
  • Hotel & Hospitality POS for Ponte Vedra Beach Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Account Updater Service Ponte Vedra Beach
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

best Mobile Payments Solution (mPOS) for Payoneer Near Ponte Vedra Beach

top-rated Payment Processing Brick-and-Mortar Store to simplify payments, enhance security & get paid faster. Discover Helcim Companies to get a credit card reader in Ponte Vedra Beach FL

Best Jacksonville High Risk Pay Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • Digital wallet Payment gateway
  • EMV Card Reader with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Restaurant POS with Next Day Funding
  • Ingredient-Level Inventory & Ponte Vedra Beach Kitchen Display System (KDS)
  • High Risk Pay provider for Lodging & Hospitality Near Ponte Vedra Beach
Get High Risk Merchant Account

High Risk Merchant Account Provider Ponte Vedra Beach

National Wide
+ $0.20 per transaction
  • Custom Cabinetry Payment gateway| Cybersecurity Point of Sale
  • ACH Processing for Ponte Vedra Beach Cybersecurity Services & Hotel or Lodging business
  • Data Brokers Ponte Vedra Beach | Debt Collection Agencies Sales System
  • Decks & Patios POS | Demolition Services Credit card processing
  • ATM Card Service for Dental Care
  • Dental Services auto loans services in Ponte Vedra Beach
  • Dentists business | Department Store in Ponte Vedra Beach
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Adyen or NFC Payment Terminal for Hotel or Lodging

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Find Trusted Merchants in Ponte Vedra Beach to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Montoya Financial Strategies Payment

Montoya Financial Strategies (formally known as Montoya and Associates) is a partner firm of Baldwin Krystyn Sherman Partners (BKS-Partners) that specializes in wealth management and financial planning. We look at the big picture and help you understand all aspects that may affect your personal financial situation, such as estate planning, college planning or planning for retirement. But again, we look at these plans with regard to the realities of your lifestyle and circumstances. We help work through planning elements of a retirement plan such as life insurance coverage, social security benefits, and more. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Montoya Financial Strategies is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide legal or tax advice are not Certified Public Accounting firms. This profile is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance department at 737-443-2582.

Frequently Asked Questions

Our Debit card processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Jacksonville Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Ponte Vedra Beach Merchant Businesses Say

Join thousands of local business Near Ponte Vedra Beach FL to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Ponte Vedra Beach Company. their rates are Square vs. Stripe, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Philippe

Department Stores CEO
★★★★★
"their Omnichannel Paymentsintegration with our HVAC Services e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Dermatologists business."
AL

Berton Lopez

Digital Ad Buyers Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Ponte Vedra Beach business that trust the Best Merchant Banks for High Risk Merchant Account in FL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.