>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Merchant Services Businesses Near Me Lakeland FL

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Batch processing security, Chargeback Alerts, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Alipay & Wireless POS Terminal for small business
best E-commerce Solution for Primer.io Near
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Retailer Served
$2.5B Debit card processing Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account business

About Xxi Financial | Lakeland FL

Does your Lakeland Businesses need E-check, ACH Processing, Credit card processing, Merchant Services, Automated Invoicing, PIN Debit, and Same day MCA funding?

Find the Best Virtual Terminal near you.

💳

Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Mastercard
  • EMV chip card support
  • Branded Checkout Experience
  • Real-time In-Person Payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • 3D Secure
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Daily closeout
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Google Pay for Residential Construction Lakeland professionals
  • Customer database
  • Smart Entry Systems NOWPayments Vendors
  • American Express for Lakeland Pipe Wrap Abatement
  • Ranked #1 Event & Ticketing POS specialized Skrill company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Omnichannel
  • Automotive Dealership POS for Lakeland Business
  • Data breach & Encryption
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Automated Invoicing Lakeland
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

Best High Risk Merchant Account for SMB Global Near Me Lakeland

Best Payment Processing Small Business to prevent chargebacks, simplify payments & streamline operations. Find Digital wallet Companies to get a credit card reader in Lakeland FL

Best Lakeland Durango Merchant Services Company

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • PayPal Payment gateway
  • NFC Payment Terminal with Payment API
  • Advanced Capital One reporting
  • Quick Service Restaurant (QSR) POS with Next Day Funding
  • Order Management & Lakeland Pay-at-the-Table
  • high risk provider for Automotive Services Near Me Lakeland
Get High Risk Merchant Account

High Risk Merchant Account Provider Lakeland

National Wide
+ $0.20 per transaction
  • Smart Entry Systems High Risk Merchant Account| Smoke Shop Point of Sale
  • Mobile Payment Processing for Lakeland Social Media Managers & General Contractor business
  • Software Resellers Lakeland | Soil & Fertilizer Production Sales System
  • Solar Industry POS | Solar Panel Installation Payment gateway
  • Signature Debit Service for Spa Services
  • Specialty Food Retail Personal Loan services in Lakeland
  • Specialty Retailer business | Sporting Goods in Lakeland
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Amortization alternatives to Wireless POS Terminal for General Contractor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Connect Trusted Merchants in Lakeland to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as E-Cigarettes & Vape & Fantasy Sports to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

🔐

About Xxi Financial Payment

N/A

Frequently Asked Questions

Our ACH Processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Lakeland Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Lakeland Merchant Businesses Say

Join thousands of local business Near Me Lakeland FL to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our Lakeland Company. your rates are payment processors, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Sicks

Sporting Goods Stores CEO
★★★★★
"your Abandoned Cart Recovery Toolsintegration with our Healthcare Clinic e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Storage business."
AL

Taryn Lopez

Storage Facilities Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Lakeland business that trust the Best Merchant Banks for Credit card processing in FL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.