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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Services Companies Near Me St Petersburg FL

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Void transaction security, Biometric Authentication, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Flutterwave & Wireless POS Terminal for small business
top E-commerce Solution for Instabill Near
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Business Owner Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account Business

About Xxi - 21st Century Financial | St Petersburg FL

Does your St Petersburg Companies need Credit card processing, ACH Processing, Credit card processing, Credit card processing, Installment Plans, PIN Debit, and Factor rate vs interest rate?

Find the Best Contactless Payment Solution near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Travel Credit Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Chargeback management
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Marqeta St Petersburg professionals
  • Customer database
  • Police Departments Debit card processing Vendors
  • Heartland Payment Systems for St Petersburg Foundation Repair
  • Ranked #1 Cloud POS specialized Medical Billing Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Invoice automation
  • Cannabis Dispensary POS for St Petersburg Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Installment Plans St Petersburg
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

top-rated High Risk Merchant Account for Merchant X Near Me St Petersburg

Best Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find POS system Company to get a payment gateway in St Petersburg FL

Best St Petersburg Primer.io business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Digital wallet Payment gateway
  • NFC Payment Terminal with Address Verification System (AVS)
  • Advanced Capital One reporting
  • Cash Drawer with Next Day Funding
  • Employee Time Clock & St Petersburg Handheld Ordering Devices
  • high risk Provider for Salons & Spas Near Me St Petersburg
Get High Risk Merchant Account

High Risk Merchant Account Providers St Petersburg

National Wide
+ $0.20 per transaction
  • Police Departments High Risk Merchant Account| Polyurea Coating Application Point of Sale
  • Mobile Payment Processing for St Petersburg Pool Services & General Contractor Business
  • Prefab Buildings St Petersburg | Print-on-Demand Sales System
  • Print Shops POS | Probate Services Payment gateway
  • Signature Debit Service for Professional Training
  • Property Enhancements Merchant account services in St Petersburg
  • Property Inspection Business | Property Management in St Petersburg
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Helcim alternatives to Wireless POS Terminal for General Contractor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Connect Trusted Merchants in St Petersburg to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as Debt Collection & Document Preparation Services to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Xxi - 21st Century Financial Payment

N/A

Frequently Asked Questions

Our ACH Processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for St Petersburg Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our St Petersburg Merchant Companies Say

Join thousands of FL Business that trust Merchant-Banks for your Debit card processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our St Petersburg business. your rates are high-risk vs. low-risk accounts, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Parks

Property Managers CEO
★★★★★
"your Shopping Cart Integrationintegration with our Healthcare Clinic e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our PropTech business."
AL

Charles Lopez

Psychiatrists Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local St Petersburg Business that trust the Best Merchant Banks for Credit card processing in FL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.