>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

top-rated Payment Gateway Companies Near Me Santa Barbara Ca

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Virtual terminal security, Velocity Checks, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get PayKings & Wireless POS Terminal for small business
top-rated Payment Processor for High Risk Pay Near
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Non-Profit Organization Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Business

About Ameriflex Financial Services | Santa Barbara Ca

Does your Santa Barbara Companies need Cryptocurrency, High Risk Merchant Account, Mobile Payment Processing, Credit card processing, Revenue Recognition, Visa Debit, and Merchant Cash Advance pros and cons?

Find the Best Point of Sale System near you.

💳

Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Visa
  • EMV chip card support
  • Mobile Wallet Acceptance
  • Real-time transactions reporting
  • Chargeback protection
🌐

Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Marketing Agencies Santa Barbara professionals
  • Customer database
  • Pet Retail Digital wallet Vendors
  • Payment Depot for Santa Barbara Flutterwave
  • Ranked top-rated Dropshipping POS unique Marqeta company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Daily closeout
  • Fitness & Gym POS for Santa Barbara Business
  • Encryption & Fraud detection
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Processing fees
  • Revenue Recognition Santa Barbara
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

#1 E-commerce Solution for Medical Billing Services Near Me Santa Barbara

#1 Payment Processing Restaurant to grow your business, increase sales & prevent chargebacks. Find Virtual terminal Company to get a demo in Santa Barbara CA

Best Santa Barbara Visa business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • E-check Payment gateway
  • NFC Payment Terminal with 3D Secure
  • Advanced TransUnion reporting
  • Multi-Store Management with Next Day Funding
  • Tip Management & Santa Barbara Employee Time Clock
  • high risk Provider for Non-profits Near Me Santa Barbara
Get High Risk Merchant Account

High Risk Merchant Account Providers Santa Barbara

National Wide
+ $0.20 per transaction
  • Pet Retail ACH Processing| Pet Supply Stores Point of Sale
  • Credit card processing for Santa Barbara Pharmaceutical Production & Wholesale Distributor Business
  • Pharmaceutical Software Santa Barbara | Pharmacy Retail Sales System
  • Physical Therapists POS | Physical Therapy Debit card processing
  • Bank Card services for Pipe Infrastructure
  • Pipe Wrap Abatement Merchant account Service in Santa Barbara
  • Plumbing Business | Plumbing Contractors in Santa Barbara
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Payoneer versus Wireless POS Terminal for Wholesale Distributor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Connect Trusted Merchants in Santa Barbara to grow your Medium Sized, Small or Big Business. We serve High Risk Merchant Account industries such as Travel & Airlines & Adult Entertainment to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

🔐

About Ameriflex Financial Services Payment

Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF. Property & Casualty insurance offered through Canyon Lands Insurance, Inc. ("Canyon Lands Insurance").

Frequently Asked Questions

Our High Risk Merchant Account Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Santa Barbara Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Santa Barbara Merchant Companies Say

Join thousands of CA Business that trust Merchant-Banks for your Payment gateway to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Santa Barbara business. your rates are high-risk vs. low-risk accounts, setup was super within 24 hours, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Goodson

Plumbing Services CEO
★★★★★
"your One-Click Checkoutintegration with our Accounting Firm e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Police Departments business."
AL

Thomas Lopez

Political Campaigns Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Santa Barbara Business that trust the Best Merchant Banks for Mobile Payment Processing in CA. Get approved in minutes and start accepting debit & credit card contactless payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.