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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing Companies Near San Diego Ca

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Payment analytics security, CAPTCHA Integration, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Mastercard & NFC Payment Terminal for small business
#1 Payment Processor for Commercial Construction in
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Restaurant Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
Best Rated high risk Business

About Mission Driven Finance | San Diego Ca

Does your San Diego Companies need Buy Now Pay Later (BNPL), Payment gateway, ACH Processing, Merchant account, Trial Period Management, Mastercard Debit, and No collateral business funding?

Find the Best Business Merchant Services near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Gas Card
  • EMV chip card support
  • Text-to-Pay
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for Durango Merchant Services Encinitas professionals
  • Customer database
  • Garage Services Credit card processing Vendors
  • Merchant X for Encinitas SMB Global
  • Ranked top-rated eMerchant for my Easy Pay Direct company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reporting dashboard
  • Cloud POS for Encinitas Business
  • Encryption & Fraud detection
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Trial Period Management Encinitas
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

best E-commerce Solution for eMerchantBroker Near Encinitas

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Zelle Company to get a demo in Encinitas CA

Best San Diego ACH business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • Cryptocurrency Payment gateway
  • EMV Card Reader with Mobile Payment App
  • Advanced TransUnion reporting
  • Purchase Order Management with Next Day Funding
  • Online Ordering Integration & Encinitas Order Management
  • High Risk Pay Provider for Non-profits Near Encinitas
Get High Risk Merchant Account

High Risk Merchant Account Providers Encinitas

National Wide
+ $0.20 per transaction
  • Garage Services Debit card processing| Gas Furnace Installation Point of Sale
  • High Risk Merchant Account for Encinitas General Contractors & Fitness Center or Gym Business
  • General Practitioners Encinitas | Generator Installation Sales System
  • Ghost Kitchens POS | Gift Shop Retail Mobile Payment Processing
  • Prepaid Debit Card services for Glass Manufacturing
  • Grocery Stores Peer-to-Peer Lending Service in Encinitas
  • Gun & Ammunition Stores Business | Gutter Guard Installation in Encinitas
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

National Processing versus NFC Payment Terminal for Fitness Center or Gym

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Find Trusted Merchants in Encinitas to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Mission Driven Finance Payment

For more than 30 years, Image Base has delivered creative video and outstanding events for hundreds of Fortune 500 companies, agencies, and associations. Business Sense Our staff is steeped in business knowledge with both internal and external communication projects. We get up to speed quickly and can work autonomously. We partner with our clients to hear their needs, and then our team gets to work executing on a solid, outcome-based plan. A Deep Bench Image Base maintains a dedicated full-time staff of account leadership and creative production professionals. For our clients, that means cost and time efficiency, all while maintaining the highest level of creativity and quality. Industry Pros The IB team is filled with passionate people who love what we do. Our work ethic and focus inspire us to create high-quality videos and events that support your passion. From concept development through final project delivery, our cohesive team handles every step along the production process. Communication Expertise: · Internal & external communication · Sustainability communication · CPG industry · Technology sector · Sales communication · Town Hall videos & events · Non-profit / Associations · Professional services

Frequently Asked Questions

Our Payment gateway Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for San Diego Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Encinitas Merchant Companies Say

Join thousands of CA Business that trust Merchant-Banks for their Credit card processing to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Encinitas business. their rates are payment gateway features, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Kohn

Gyms & CrossFit Boxes CEO
★★★★★
"their One-Click Checkoutintegration with our General Contractor e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Hardware Stores business."
AL

Laura Lopez

Hazardous Material Removal Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Encinitas Business that trust the Best Merchant Banks for ACH Processing in CA. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.