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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Provider Near Modesto Ca

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Omnichannel security, Account Takeover Protection, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get High Risk Pay & NFC Payment Terminal for small business
best Payment Aggregator for PayKings in
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Businesses Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
#1 high risk Companies

About Affordable Auto Finance | Modesto Ca

Does your Modesto business need Buy Now Pay Later (BNPL), Payment gateway, ACH Processing, Bad Credit Business Loans, Trial Period Management, Bank Card, and Daily repayment MCA?

Top 10 Subscription Billing Platforms near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Business Credit Card
  • EMV chip card support
  • Text-to-Pay
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

  • Encryption
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Reconciliation
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for PayPal Pro Modesto professionals
  • Customer database
  • Pipe Wrap Abatement Credit card processing Vendors
  • Marqeta for Modesto Payoneer
  • Ranked Best Event & Ticketing POS for my Primer.io company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Refund
  • Cannabis Dispensary POS for Modesto Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Trial Period Management Modesto
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

Best Payment gateway for Razorpay Near Modesto

Best Rated Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover PayPal Business to get a high-risk account in Modesto CA

Best Modesto PayPal Pro Businesses

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Companies Modesto

National Wide
+ $0.20 per transaction
  • Pipe Wrap Abatement Debit card processing| Plumbing Contractors Point of Sale
  • High Risk Merchant Account for Modesto Plumbing Services & Law Firm Companies
  • Police Departments Modesto | Political Campaigns Sales System
  • Polyurea Coating Application POS | Pool Services Mobile Payment Processing
  • Check Card services for Prefab Buildings
  • Print-on-Demand High-risk merchant Service in Modesto
  • Print Shops Companies | Probate Services in Modesto
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Mastercard compared to NFC Payment Terminal for Law Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Find Trusted Merchants in Modesto to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Auction Houses & Cannabis & CBD to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Affordable Auto Finance Payment

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Frequently Asked Questions

Our Payment gateway provider & POS System business are 100% committed to making high-risk payment processing simple for Modesto Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Modesto Merchant Provider Say

Join thousands of small and large Companies in Modesto to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Modesto Businesses. their rates are customer reviews, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Envia

Professional Training CEO
★★★★★
"their Payouts for Marketplacesintegration with our Manufacturing Company e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Property Enhancements business."
AL

Cadence Lopez

Property Inspection Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Modesto Companies that trust the Best Merchant Banks for ACH Processing in CA. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.