🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Credit Card Processing Businesses Near Irvine Ca

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Rated Payment analytics security, AVS & CVV Verification, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get WorldPay & NFC Payment Terminal for small business
premier Omnichannel Payment Solution for Basis Theory in
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Company Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
top-rated high risk business

About Finance 500 | Irvine Ca

Does your Irvine Businesses need Zelle, Debit card processing, High Risk Merchant Account, Merchant account, Hosted Billing Pages, EBT Card, and Get a Merchant Cash Advance online?

Top 10 Fraud Prevention Tools near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Corporate Card
  • EMV chip card support
  • Donation Forms
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

  • 3D Secure
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Recurring billing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Commercial Brokers San Diego professionals
  • Customer database
  • Stucco Crack Repair Apple Pay Vendors
  • Alipay for San Diego Shower Valve Swap
  • Ranked #1 Pop-Up Store POS tailored for Commercial Construction company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reporting dashboard
  • Event & Ticketing POS for San Diego Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Hosted Billing Pages San Diego
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

top Payment Aggregator for Corepay Near San Diego

Best Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover Mobile card reader Companies to get a credit card reader in San Diego CA

Best Irvine National Processing Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • BitPay Payment gateway
  • EMV Card Reader with ERP Integration
  • Advanced FICO reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • Kitchen Printer & San Diego Labor Cost Reporting
  • High Risk Pay provider for Automotive Services Near San Diego
Get High Risk Merchant Account

High Risk Merchant Account Provider San Diego

National Wide
+ $0.20 per transaction
  • Stucco Crack Repair Payment gateway| Subfloor Services Point of Sale
  • ACH Processing for San Diego Subscription-based & Dental Office business
  • Surface Finishes San Diego | Tankless Water Heater Installation Sales System
  • Tax Attorneys POS | Tax Services Credit card processing
  • HSA Card Service for Telemedicine Providers
  • Textile Manufacturing Peer-to-Peer Lending services in San Diego
  • Thermal Efficiency business | Thrift & Consignment in San Diego
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Allied Wallet alternatives to NFC Payment Terminal for Dental Office

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Find Trusted Merchants in San Diego to grow your Small, Big or Large Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Finance 500 Payment

Founded in 1982, Finance 500 is an independent, registered broker-dealer, headquartered in Irvine California. The firm is a member of the Financial Industry Regulatory Authority (FINRA), and the Securities Investor Protection Corporation (SIPC). The firm is registered with the Securities and Exchange Commission (SEC) and is registered to handle transactions in all 50 states. For over three decades, Finance 500 has proven to be a reliable and trusted partner, providing brokerage and investment services, which assists banking institutions with cost effective deposits, and provides investors with FDIC insured CDs to create a stable investment portfolio.

Frequently Asked Questions

Our Debit card processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Irvine Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our San Diego Merchant Businesses Say

Join thousands of local business Near San Diego CA to security features payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our San Diego Company. their rates are payment gateway features, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Digiorgio

Timber Processing CEO
★★★★★
"their Abandoned Cart Recovery Toolsintegration with our E-commerce Business e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Title Companies business."
AL

Ann Lopez

Toy and Hobby Retail Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local San Diego business that trust the Best Merchant Banks for High Risk Merchant Account in CA. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.