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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Provider in Downey Ca

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Refund security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Corepay & EMV Card Reader for small business
leading Omnichannel Payment Solution for Basis Theory Near Me
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Online Business Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay Companies

About Financial Partners Credit Union | Downey Ca

Does your Downey business need Credit card processing, Mobile Payment Processing, Payment gateway, High-risk merchant, Customer Self-Service Portal, ATM Card, and Merchant Cash Advance renewal?

Find the Best Online Payment Processor near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Rewards Credit Card
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in ID

Secure online payment processing for e-commerce and virtual transactions.

  • SSL certificate
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Split payments
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Commercial Brokers Idaho Falls professionals
  • Customer database
  • Industrial & Manufacturing Debit card processing Vendors
  • Easy Pay Direct for Idaho Falls Shower Valve Swap
  • Ranked #1 Pet Store POS custom Commercial Construction company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Void transaction
  • Convenience & Specialty Store POS for Idaho Falls Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Customer Self-Service Portal Idaho Falls
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

premier Payment Aggregator for Corepay in Idaho Falls

Best Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect Mobile card reader Business to get started today in Idaho Falls ID

Best Downey National Processing Businesses

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Companies Idaho Falls

National Wide
+ $0.20 per transaction
  • Industrial & Manufacturing Credit card processing| Insurance Services Point of Sale
  • Debit card processing for Idaho Falls InsurTech & Insurance Agency Companies
  • Interior Coatings Idaho Falls | International merchant Sales System
  • Investment Services POS | IT Services High Risk Merchant Account
  • Business Debit Card Service for IT Support Services
  • Janitorial & Commercial Cleaning Merchant Services services in Idaho Falls
  • Jewelry Manufacturing Companies | Jewelry Retail in Idaho Falls
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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eMerchantBroker alternatives to EMV Card Reader for Insurance Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in Idaho Falls to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Financial Partners Credit Union Payment

For 85 years, Financial Partners Credit Union has provided banking services to Californians. With generally lower loan rates, higher savings rates, and lower fees than the big banks, we emphasize value while delivering the highest levels of service to our members. What makes us different from a bank? Part of it is our not-for-profit, cooperative structure. Financial Partners is owned by our members, not Wall Street, so we’re committed to doing what’s best for you, rather than the bottom line. At the same time, we truly believe that focusing on service and member satisfaction is the right thing to do. Our members aren’t just figures on a balance sheet—our mission is to build lifetime financial partnerships. Since our humble beginnings, we're over $2 billion in assets, with 85,000 members, and branches across California, from South San Francisco to San Diego. But one thing hasn’t changed since eight aviation workers pooled $900 in 1937 to launch Financial Partners: our focus on saving money, making money, and saving time for our members.

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System business are 100% committed to making high-risk payment processing simple for Downey Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Idaho Falls Merchant Provider Say

Join thousands of small and large Companies in Downey to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Idaho Falls Businesses. our rates are merchant account rates, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Quiroz

Juice Bars CEO
★★★★★
"our International Shipping Integrationintegration with our Law Firm e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Land Developers business."
AL

Ashley Lopez

Landscaping Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Idaho Falls Companies that trust the Best Merchant Banks for Payment gateway in ID. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.