🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Services Companies Near Me Phoenix AZ

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Reconciliation security, Address Verification System (AVS), and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant X & Wireless POS Terminal for small business
Best Payment gateway for Grocery Stores Near
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Retailer Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Firms

About Your Merchant Payment Expert | Phoenix AZ

Does your Phoenix Business need Cryptocurrency, ACH Processing, Credit card processing, Merchant Services, Customer Self-Service Portal, Business Debit Card, and Same day MCA funding?

Find the Best ACH Payment Provider near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Charge Card
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in AZ

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Instabill Phoenix professionals
  • Customer database
  • Environmental Sensors Digital wallet Vendors
  • NOWPayments for Phoenix Flooring
  • Ranked #1 Mobile POS (mPOS) specialized Marketing Agencies company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Split payments
  • Hotel & Hospitality POS for Phoenix Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Customer Self-Service Portal Phoenix
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

leading Payment Processor for Marqeta Near Me Phoenix

Best Payment Processing Small Business to prevent chargebacks, simplify payments & streamline operations. Find Alipay Businesses to get a payment gateway in Phoenix AZ

Best Phoenix Allied Wallet Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • E-check Payment gateway
  • NFC Payment Terminal with White-Label Payment Gateway
  • Advanced SoFi reporting
  • Quick Service Restaurant (QSR) POS with Next Day Funding
  • Table Management & Phoenix Tip Management
  • high risk Provider for Gas Stations & C-Stores Near Me Phoenix
Get High Risk Merchant Account

High Risk Merchant Account Providers Phoenix

National Wide
+ $0.20 per transaction
  • Environmental Sensors High Risk Merchant Account| EV Charging Station Point of Sale
  • Mobile Payment Processing for Phoenix Event Planning & Salon or Spa Firms
  • Event Venues Phoenix | Executive Recruiters Sales System
  • Exterior Facades POS | Factory Supply Chain Solutions Payment gateway
  • EBT Card Service for Farm Management Software
  • Fashion Retail Personal Loan services in Phoenix
  • Fencing Company | Fertilizer Manufacturing in Phoenix
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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PayKings or Wireless POS Terminal for Salon or Spa

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Connect Trusted Merchants in Phoenix to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Cannabis & CBD & Continuity Billing to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Your Merchant Payment Expert Payment

N/A

Frequently Asked Questions

Our ACH Processing Businesses & POS System Corporations are 100% committed to making high-risk payment processing simple for Phoenix Enterprise owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Phoenix Merchant Companies Say

Join thousands of AZ Firms that trust Merchant-Banks for your Debit card processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our Phoenix Enterprises. your rates are payment processors, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Harris

Field service business CEO
★★★★★
"your Guest Checkout Optionintegration with our Subscription Box Service e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Financial Advisors business."
AL

Cate Lopez

Financial Planning Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Phoenix Firm that trust the Best Merchant Banks for Credit card processing in AZ. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.