🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Companies in Phoenix Az

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Void transaction security, Blacklist/Whitelist Management, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Durango Merchant Services & EMV Card Reader for small business
top-rated Payment gateway for Commercial Brokers Near Me
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Brick-and-Mortar Store Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay business

About Water Infrastructure Finance Authority Of Arizona | Phoenix Az

Does your Phoenix Businesses need BitPay, Mobile Payment Processing, Payment gateway, auto loans, Customer Self-Service Portal, HSA Card, and Credit card sales financing?

Find the Best Contactless Payment Solution near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in AZ

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • Hosted Payment Page
  • Mobile-responsive checkout
  • Hosted Payment Page
  • Chargeback management
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Corepay Phoenix professionals
  • Customer database
  • Clothing Retail Buy Now Pay Later (BNPL) Vendors
  • eMerchantBroker for Phoenix EV Charging Station
  • Ranked Best Dropshipping POS custom Durango Merchant Services company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Invoice automation
  • Automotive Dealership POS for Phoenix Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Customer Self-Service Portal Phoenix
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

#1 Payment Processor for Easy Pay Direct in Phoenix

Best Rated Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Easy Pay Direct Companies to get a payment gateway in Phoenix AZ

Best Phoenix E-check Company

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Coinbase Commerce Payment gateway
  • Wireless POS Terminal with Inventory Management Software
  • Advanced SoFi reporting
  • Age Verification with Next Day Funding
  • Menu Management & Phoenix Online Ordering Integration
  • High Risk Merchant Account Provider for Gas Stations & C-Stores in Phoenix
Get High Risk Merchant Account

High Risk Merchant Account Providers Phoenix

National Wide
+ $0.20 per transaction
  • Clothing Retail Credit card processing| Cloud Hosting Providers Point of Sale
  • Debit card processing for Phoenix Cloud Services & E-commerce Business business
  • CNC Machining Phoenix | CNC Machining Sales System
  • Commercial Brokers POS | Commercial Construction High Risk Merchant Account
  • PIN Debit Service for Commercial Construction
  • Commercial Fishing Credit card processing services in Phoenix
  • Commercial Real Estate Company | Commercial Signage in Phoenix
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Finix or EMV Card Reader for E-commerce Business

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Corporations

Discover Trusted Merchants in Phoenix to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Water Infrastructure Finance Authority Of Arizona Payment

The Water Infrastructure Finance Authority (WIFA) is Arizona’s #CWSRF and #DWSRF administrator, offering financial and technical assistance for AZ’s water infrastructure projects. Our mission is to improve and maintain water quality for all Arizonans, and we believe everyone should be able to provide safe and reliable water resources. We offer low-interest loans, subsidies, forgivable principal, and TA funding. Our rates are always below-market, and over the last 30 years, we’ve invested over $2 billion in Arizona for water infrastructure improvements.

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System Enterprise are 100% committed to making high-risk payment processing simple for Phoenix Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Phoenix Merchant Companies Say

Join thousands of AZ business that trust Merchant-Banks for our ACH Processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Phoenix Firm. our rates are contract terms, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Olson

Composite Deck Installation CEO
★★★★★
"our Guest Checkout Optionintegration with our Financial Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Concrete Services business."
AL

Denise Lopez

Construction Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Phoenix Firms that trust the Best Merchant Banks for Payment gateway in AZ. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.