🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Provider in Piedmont Al

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Virtual terminal security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Helcim & EMV Card Reader for small business
#1 Payment Processor for WeChat Pay Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Merchant Served
$2.5B NOWPayments Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Enterprises

About Farmers And Merchants Bank | Piedmont Al

Does your Piedmont Firms need QR code payments, Credit card processing, Debit card processing, auto loans, Hosted Billing Pages, Check Card, and MCA for small business?

Find the Best Point of Sale System near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Gas Card
  • EMV chip card support
  • Donation Forms
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Venmo for Alipay Jacksonville professionals
  • Customer database
  • Clothing Stores Zelle Vendors
  • Instabill for Jacksonville HVAC
  • Ranked Best eMerchant specific to Allied Wallet company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Daily closeout
  • Fitness & Gym POS for Jacksonville Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Hosted Billing Pages Jacksonville
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

best E-commerce Solution for App Developers in Jacksonville

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect Adyen business to get a high-risk account in Jacksonville AL

Best Piedmont Alipay Business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • ACH Payment gateway
  • Wireless POS Terminal with 3D Secure
  • Advanced TransUnion reporting
  • Liquor Store POS with Next Day Funding
  • Tip Management & Jacksonville Employee Time Clock
  • High Risk Merchant Account Businesses for Educational Institutions in Jacksonville
Get High Risk Merchant Account

High Risk Merchant Account Companies Jacksonville

National Wide
+ $0.20 per transaction
  • Clothing Stores Mobile Payment Processing| Cloud Services Point of Sale
  • Payment gateway for Jacksonville CNC Machining & Cafe or Coffee Shop Enterprises
  • CNC Machining Jacksonville | Commercial Brokers Sales System
  • Commercial Construction POS | Commercial Construction ACH Processing
  • FSA Card services for Commercial Fishing
  • Commercial Real Estate Credit card processing Service in Jacksonville
  • Commercial Signage Businesses | Composite Deck Installation in Jacksonville
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Marqeta versus EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Discover Trusted Merchants in Jacksonville to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Farmers And Merchants Bank Payment

Farmers & Merchants Bank is a locally owned community bank that has been serving the needs of the people of Northeast Alabama since 1915. Member FDIC and Equal Housing Lender. Our Commitment is to Provide the Highest Level of Service with Integrity, Offer Superior Products as Solutions, and show Strength through Our Teamwork and Reputation. Our Guiding Values To have an attitude that the customer is the only reason for this business. To have an environment that welcomes employee involvement, rewards teamwork and commitment, enhances employee learning and achievement and is boundary less in its structure. To embrace the changing purpose, structure, products and technology that is occurring in the financial services industry. To seek long term relationships with our customers rather than short term business. To be a financially viable and profitable independent community bank that is committed to improving the quality of life of the communities we serve. We can serve you in any of our locations in Piedmont, Jacksonville, Anniston, Oxford and Centre, Alabama.

Frequently Asked Questions

Our Credit card processing provider & POS System Company are 100% committed to making high-risk payment processing simple for Piedmont Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Jacksonville Merchant Provider Say

Join thousands of small and large Enterprises in Piedmont to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Jacksonville Corporations. our rates are contract terms, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Marbut

Concrete Services CEO
★★★★★
"our Buy Now, Pay Later (BNPL)integration with our Dental Office e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Construction business."
AL

Cortnee Lopez

Consulting Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Jacksonville Enterprise that trust the Best Merchant Banks for Debit card processing in AL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.