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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Merchant Services provider Near Me Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Omnichannel security, Risk Management Dashboard, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get National Processing & Wireless POS Terminal for small business
leading E-commerce Solution for Instabill Near
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Local Business Served
$2.5B Venmo Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account Businesses

About Mcclain Lovejoy Financial Plg | Birmingham Al

Does your Birmingham Company need ACH, ACH Processing, Credit card processing, Working Capital Loans, Invoice Customization, PIN Debit, and MCA for bad credit?

Find the Best Mobile Card Reader near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Rewards Credit Card
  • EMV chip card support
  • Email Invoicing with Payment Link
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Reconciliation
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Apple Pay for Marqeta Birmingham professionals
  • Customer database
  • Video Doorbell Installation BitPay Vendors
  • PayKings for Birmingham Ceiling Painting
  • Ranked #1 Pet Store POS specialized Medical Billing Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Refund
  • Grocery Store POS for Birmingham Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Invoice Customization Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

premier High Risk Merchant Account for Merchant X Near Me Birmingham

Best Payment Processing Merchants to streamline operations, get paid faster & grow your business. Find eMerchantBroker business to get a free quote in Birmingham AL

Best Birmingham EMV chip Business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • BTCPay Server Payment gateway
  • NFC Payment Terminal with Address Verification System (AVS)
  • Advanced Capital One reporting
  • Gift Card Support with Next Day Funding
  • Employee Time Clock & Birmingham Handheld Ordering Devices
  • high risk Providers for Professional Services Near Me Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Businesses Birmingham

National Wide
+ $0.20 per transaction
  • Video Doorbell Installation High Risk Merchant Account| Voice-Controlled Scene Setup Point of Sale
  • Mobile Payment Processing for Birmingham Wall Removal w/ Beam Support & General Contractor Businesses
  • Water Damage Repair Birmingham | Water Heating Systems Sales System
  • Water Leak Detectors POS | Water Management Payment gateway
  • Signature Debit Service for Water Supply Systems
  • Web Developers Bad Credit Business Loans services in Birmingham
  • Web Development Businesses | Wedding Planners in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Payline Data alternatives to Wireless POS Terminal for General Contractor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Connect Trusted Merchants in Birmingham to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as Subscription Boxes & Telemarketing to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Mcclain Lovejoy Financial Plg Payment

We’re an independent, fee-only retirement planning firm with offices in Birmingham, AL, Pensacola, FL and Navarre, FL. As fiduciary financial advisors, our goal is to help you plan and transition into a successful, secure, and meaningful retirement. What sets us apart is not necessarily WHAT we offer, but HOW we go about delivering it. Everything we do has you and your unique needs in mind. The focus and expertise of a small team helps up strive to provide the reassurance of a friendly and trusted advisor. Planning – at the beginning and throughout the relationship – is an integral part of the value we provide to each new client. Our commitment to planning is reflected in the fact that our management fee includes all initial financial planning, ongoing financial planning and investment management services. Learn more at: www.ApproachRetirement.com

Frequently Asked Questions

Our ACH Processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Birmingham business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant provider Say

Join thousands of Birmingham Businesses and AL entrepreneurs who depend on Merchant-Banks for your Sample merchant_products to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their High-risk merchant transformed our Birmingham Business. your rates are transaction fees, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Mcclain

Weight Loss Clinics CEO
★★★★★
"your Payment Gateway API Integrationintegration with our Healthcare Clinic e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our White Label SaaS Vendors business."
AL

Eric Lopez

Whole-Home Automation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Businesses that trust the Best Merchant Banks for Credit card processing in AL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.