πŸŽ‰ SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Rated Payment Gateway provider Near Me Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Payment analytics security, Biometric Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Instabill & Wireless POS Terminal for small business
top High Risk Merchant Account for Durango Merchant Services Near
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Startup Served
$2.5B Digital wallet Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Enterprises

About Legacy Community Federal Credit Union | Birmingham Al

Does your Birmingham Firms need Google Pay, High Risk Merchant Account, Mobile Payment Processing, Working Capital Loans, Revenue Recognition, FSA Card, and What is a Merchant Cash Advance??

Find the Best Business Merchant Services near you.

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Discover
  • EMV chip card support
  • Mobile Wallet Acceptance
  • Real-time transactions reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

  • Risk monitoring
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Recurring billing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based NOWPayments for eMerchantBroker Birmingham professionals
  • Customer database
  • Online Marketplaces PayPal Vendors
  • Mastercard for Birmingham Merchant X
  • Ranked #1 Cloud POS unique Finix company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reporting dashboard
  • Fitness & Gym POS for Birmingham Business
  • Tokenization & 3D Secure
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Processing fees
  • Revenue Recognition Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

top-rated High-Risk Processor for Flutterwave Near Me Birmingham

Best Payment Processing Businesses to streamline operations, get paid faster & grow your business. Find Payment gateway business to get help with PCI compliance in Birmingham AL

Best Birmingham Payoneer Business

2.9%
+ $0.30 per transaction
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High Risk Merchant Account Businesses Birmingham

National Wide
+ $0.20 per transaction
  • Online Marketplaces ACH Processing| Organic Farming Point of Sale
  • Credit card processing for Birmingham Orthodontists & Legal Services Enterprises
  • Outdoor Living Construction Birmingham | Overhead Garage Storage Sales System
  • Packaging & Labeling POS | Painting Debit card processing
  • Mastercard Debit services for Painting Services
  • Paper Products Bad Credit Business Loans Service in Birmingham
  • Party Supply Rentals Businesses | Payday Lenders in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Merchant Services compared to Wireless POS Terminal for Legal Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Connect Trusted Merchants in Birmingham to grow your Big, Large or Medium Sized Business. We serve High Risk Merchant Account industries such as Debt Collection & Document Preparation Services to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Legacy Community Federal Credit Union Payment

LegacyҀ™s vision is simple: We Craft Financial Solutions. Are you ready to shape your legacy while helping others craft theirs? Legacy Credit Union invites passionate and dedicated individuals to join our team and make a significant impact in the lives of our members. We believe in empowering our employees to craft their legacy by fostering a culture of growth, teamwork, and community impact. Why Legacy Credit Union? At Legacy Credit Union, we don't just offer jobs; we provide opportunities to build meaningful careers. Joining us means becoming part of a supportive family that values your unique talents and perspectives. As a member of our team, you'll have the chance to collaborate with experienced professionals, contribute to innovative financial solutions, and create lasting relationships with our members. Legacy opened its doors as University Credit Union in 1955 to serve the UAB community. After serving the education and healthcare industries for more than 50 years, the credit union expanded its field of membership to include the 7-county Greater Birmingham Metropolitan Area and changed its name to Legacy Community Federal Credit Union at the beginning of 2006. Now anyone who lives, works, worships or attends school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, and Bibb counties is eligible for membership.

Frequently Asked Questions

Our High Risk Merchant Account Companies & POS System Company are 100% committed to making high-risk payment processing simple for Birmingham Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant provider Say

Join thousands of Birmingham Enterprises and AL entrepreneurs who depend on Merchant-Banks for your Sample merchant_products to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their High-risk merchant transformed our Birmingham Corporations. your rates are transaction fees, setup was super on the spot, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Mcgee

Personal Injury Lawyers CEO
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"your Social Commerce Paymentsintegration with our Manufacturing Company e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Personal Training business."
AL

Joe Lopez

Pest Control Owner
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Ready to Start Processing Payments?

Join thousands of local Birmingham Enterprise that trust the Best Merchant Banks for Mobile Payment Processing in AL. Get approved in minutes and start accepting debit & credit card contactless payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.