🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Services Providers Near Me Houston Tx

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Split payments security, Biometric Authentication, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Basis Theory & Wireless POS Terminal for small business
top High-Risk Processor for Residential Construction Near
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Retailer Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Enterprises

About Five Point Energy | Houston Tx

Does your Houston Firms need PayPal, ACH Processing, Credit card processing, Merchant Services, Subscription Management, Business Debit Card, and Same day MCA funding?

Find the Best Mobile Wallet Provider near you.

💳

Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time In-Person Payments reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Void transaction
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for SMB Global Houston professionals
  • Customer database
  • Massage Therapists Venmo Vendors
  • BTCPay Server for Houston Debit card processing
  • Ranked #1 Cloud POS specialized Soar Payments company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Chargeback management
  • Fitness & Gym POS for Houston Business
  • PCI DSS & Risk monitoring
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Subscription Management Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

top-rated Mobile Payments Solution (mPOS) for Web Developers Near Me Houston

Best Payment Processing Small Business to prevent chargebacks, simplify payments & streamline operations. Find POS system business to get a merchant account in Houston TX

Best Houston Primer.io Business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • Zelle Payment gateway
  • NFC Payment Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Quick Service Restaurant (QSR) POS with Next Day Funding
  • POS Terminal (Touchscreen) & Houston Recipe Management
  • high risk Companies for Restaurants & Bars Near Me Houston
Get High Risk Merchant Account

High Risk Merchant Account provider Houston

National Wide
+ $0.20 per transaction
  • Massage Therapists High Risk Merchant Account| Meat Packing Point of Sale
  • Mobile Payment Processing for Houston Mechanical Systems & HVAC Services Enterprises
  • Medical Billing Services Houston | Medical Clinics Sales System
  • Medical Dispensary POS | Med Spas Payment gateway
  • EBT Card Service for Mental Health Services
  • Merchant Services Personal Loan services in Houston
  • Merchant Services Businesses | Metal Fabrication in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

CDGcommerce or Wireless POS Terminal for HVAC Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Connect Trusted Merchants in Houston to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Debt Collection & Document Preparation Services to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Five Point Energy Payment

Founded in 2012, Five Point is an energy investment firm focused on building businesses within the midstream and energy infrastructure sectors. Five Point is led by former industry executives who have had successful careers investing in, building, and running midstream businesses.

Frequently Asked Questions

Our ACH Processing Provider & POS System Company are 100% committed to making high-risk payment processing simple for Houston Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant Providers Say

Join thousands of Tx who trust Merchant-Banks with your Debit card processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our Houston Corporations. your rates are payment processors, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Wilkinson

Metal Roof Paneling CEO
★★★★★
"your Real-Time Shipping Calculationintegration with our Insurance Agency e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is secure, verified, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Military Suppliers business."
AL

Kristin Lopez

Mining – Coal Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Houston Enterprise that trust the Best Merchant Banks for Credit card processing in TX. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.