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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Merchant Service provider in Birmingham AL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the #1 Omnichannel security, Security Audits, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Instabill & EMV Card Reader for small business
premier Payment gateway for Commercial Brokers Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High-Risk Business Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
Best High Risk Pay Businesses

About Red Mountain Financial | Birmingham AL

Does your Birmingham Company need PayPal, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Detailed Billing Reports, HSA Card, and How does an MCA work??

Find the Best Mobile Card Reader near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Corporate Card
  • EMV chip card support
  • Customer Vault
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Hosted Payment Page
  • Mobile-responsive checkout
  • Hosted Payment Page
  • Reconciliation
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for Corepay Birmingham professionals
  • Customer database
  • Foundation Repair Venmo Vendors
  • Mastercard for Birmingham Automation Systems
  • Ranked Best Rated Pop-Up Store POS custom Durango Merchant Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Refund
  • Fitness & Gym POS for Birmingham Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Detailed Billing Reports Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

top Payment Processor for Easy Pay Direct in Birmingham

top-rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Skrill business to get a free quote in Birmingham AL

Best Birmingham SMB Global Business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • Zelle Payment gateway
  • Wireless POS Terminal with Inventory Management Software
  • Advanced SoFi reporting
  • Employee Management with Next Day Funding
  • Menu Management & Birmingham Online Ordering Integration
  • High Risk Merchant Account Providers for E-commerce in Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Businesses Birmingham

National Wide
+ $0.20 per transaction
  • Foundation Repair Credit card processing| Franchise Consultants Point of Sale
  • Debit card processing for Birmingham Franchise merchant & Financial Services Businesses
  • Full Home Repiping Birmingham | Furnace Replacement Sales System
  • Furniture Manufacturing POS | Furniture Manufacturing High Risk Merchant Account
  • PIN Debit Service for Furniture Retail
  • Furniture Stores Working Capital Loans services in Birmingham
  • Garage Services Businesses | Garden Centers in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Merchant Services or EMV Card Reader for Financial Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Discover Trusted Merchants in Birmingham to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Telemarketing & Timeshares to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Red Mountain Financial Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Birmingham business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant provider Say

Join thousands of Birmingham Businesses and AL entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to security features payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Birmingham Business. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Talbot

Gas Furnace Installation CEO
★★★★★
"our ACH for E-commerceintegration with our Fitness Center or Gym e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our General Contractors business."
AL

Todd Lopez

General Practitioners Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Businesses that trust the Best Merchant Banks for Payment gateway in AL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.