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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Merchant Services Companies Near Me Birmingham AL

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Omnichannel security, Address Verification System (AVS), and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payment Depot & Wireless POS Terminal for small business
Best Omnichannel Payment Solution for SMB Global Near
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Business Owner Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account Business

About Ballard Financial Services | Birmingham AL

Does your Birmingham Companies need Apple Pay, ACH Processing, Credit card processing, Credit card processing, Automated Payment Reminders, PIN Debit, and Factor rate vs interest rate?

Find the Best Mobile Card Reader near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Charge Card
  • EMV chip card support
  • Click and Collect
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for Web Developers Birmingham professionals
  • Customer database
  • Restaurants BTCPay Server Vendors
  • PayPal Pro for Birmingham QR code payments
  • Ranked #1 Mobile POS (mPOS) specialized WeChat Pay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Refund
  • Grocery Store POS for Birmingham Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Automated Payment Reminders Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

leading Payment Aggregator for Adyen Near Me Birmingham

Best Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find PayKings Company to get a payment gateway in Birmingham AL

Best Birmingham Payline Data business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • Buy Now Pay Later (BNPL) Payment gateway
  • NFC Payment Terminal with Shopping Cart Integration
  • Advanced FICO reporting
  • Cash Drawer with Next Day Funding
  • Reservation System Integration & Birmingham Split Checks
  • high risk Provider for Salons & Spas Near Me Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Providers Birmingham

National Wide
+ $0.20 per transaction
  • Restaurants High Risk Merchant Account| Restaurants – Fine Dining Point of Sale
  • Mobile Payment Processing for Birmingham Retail & Salon or Spa Business
  • Retail and Shopping Birmingham | Retail Brands Sales System
  • Retail store POS | Retaining Walls Payment gateway
  • Signature Debit Service for Roofing
  • Roofing Contractors Merchant account services in Birmingham
  • Roof Renovation Business | SaaS Companies in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Primer.io alternatives to Wireless POS Terminal for Salon or Spa

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Connect Trusted Merchants in Birmingham to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as Cannabis & CBD & Continuity Billing to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Ballard Financial Services Payment

N/A

Frequently Asked Questions

Our ACH Processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Birmingham Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Companies Say

Join thousands of AL Business that trust Merchant-Banks for your Debit card processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Birmingham business. your rates are high-risk vs. low-risk accounts, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Harris

Sales Training Companies CEO
★★★★★
"your Shopping Cart Integrationintegration with our Subscription Box Service e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Salon software business."
AL

Ellen Lopez

Segmental Block Wall Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Business that trust the Best Merchant Banks for Credit card processing in AL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.