🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service provider in Lakewood Wa

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Chargeback management security, Blacklist/Whitelist Management, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Fiserv & EMV Card Reader for small business
top-rated E-commerce Solution for Instabill Near Me
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ High-Risk Business Served
$2.5B Venmo Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Corporations

About Harborstone Credit Union | Lakewood Wa

Does your Lakewood Enterprises need ACH, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Dunning Management, ATM Card, and How does an MCA work??

Find the Best International Payment Processor near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Fleet Card
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in WA

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Invoice automation
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Apple Pay for Marqeta Seattle professionals
  • Customer database
  • Food Processing Plants BitPay Vendors
  • Global Payments for Seattle Thermal Efficiency
  • Ranked Best Dropshipping POS custom Medical Billing Services company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Payment analytics
  • Education Campus POS for Seattle Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Dunning Management Seattle
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

#1 High Risk Merchant Account for Merchant X in Seattle

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Helcim Firm to get a free quote in Seattle WA

Best Lakewood High Risk Pay Firms

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • BTCPay Server Payment gateway
  • Wireless POS Terminal with Address Verification System (AVS)
  • Advanced Capital One reporting
  • Employee Management with Next Day Funding
  • Employee Time Clock & Seattle Handheld Ordering Devices
  • High Risk Merchant Account Providers for Professional Services in Seattle
Get High Risk Merchant Account

High Risk Merchant Account Businesses Seattle

National Wide
+ $0.20 per transaction
  • Food Processing Plants Credit card processing| Footwear Manufacturing Point of Sale
  • Debit card processing for Seattle Foreclosure Specialists & Healthcare Clinic Corporations
  • Forestry Seattle | Foundation Repair Sales System
  • Framing POS | Franchise Consultants High Risk Merchant Account
  • Business Debit Card Service for Franchise merchant
  • Full Home Repiping Working Capital Loans services in Seattle
  • Furnace Replacement business | Furniture Manufacturing in Seattle
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Heartland Payment Systems alternatives to EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Discover Trusted Merchants in Seattle to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

🔐

About Harborstone Credit Union Payment

Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization. As a community credit union, anyone in Washington State can join. From our roots as McChord Credit Union (founded in 1955 on McChord Air Force Base) and Prevail Credit Union (founded in 1940 as King County Employees Credit Union) to our combined bright future as Harborstone Credit Union, we provide financial services and a trusted source of financial help when needed for the membership we serve.

Frequently Asked Questions

Our Mobile Payment Processing Companies & POS System Businesses are 100% committed to making high-risk payment processing simple for Lakewood Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Seattle Merchant provider Say

Join thousands of Seattle Corporations and WA entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Seattle Company. our rates are pricing models, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Steele

Furniture Manufacturing CEO
★★★★★
"our Payment Gateway API Integrationintegration with our Hotel or Lodging e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Furniture Retail business."
AL

Marty Lopez

Furniture Stores Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Seattle Company that trust the Best Merchant Banks for Payment gateway in WA. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.