πŸŽ‰ SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Kirkland Wa

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Reporting dashboard security, Security Audits, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Fiserv & EMV Card Reader for small business
premier High-Risk Processor for Allied Wallet Near Me
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ High-Risk Business Served
$2.5B Debit card processing Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Enterprise

About Candid Financial | Kirkland Wa

Does your Kirkland Firm need E-check, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Level II & III Data Processing, HSA Card, and How does an MCA work??

Top 10 Providers for High Risk Accounts near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Corporate Card
  • EMV chip card support
  • Financing Options
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in WA

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Google Pay for Basis Theory Kirkland professionals
  • Customer database
  • Windows & Doors NOWPayments Vendors
  • Global Payments for Kirkland Allied Wallet
  • Ranked Best Pop-Up Store POS custom Business Lenders company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Batch processing
  • Event & Ticketing POS for Kirkland Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Level II & III Data Processing Kirkland
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

top Mobile Payments Solution (mPOS) for Commercial Brokers in Kirkland

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Venmo Firms to get a merchant account in Kirkland WA

Best Kirkland Virtual terminal business

2.9%
+ $0.30 per transaction
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High Risk Merchant Account provider Kirkland

National Wide
+ $0.20 per transaction
  • Windows & Doors Credit card processing| Yoga Studios Point of Sale
  • Debit card processing for Kirkland Accounting Services & Restaurant Enterprise
  • Additive Manufacturing Kirkland | Aerospace Components Sales System
  • Aerospace Manufacturing POS | Agricultural Data Services High Risk Merchant Account
  • PIN Debit Service for Agricultural Equipment Sales
  • Agriculture – Crop Production Working Capital Loans services in Kirkland
  • Agriculture – Livestock Business | AI Companies in Kirkland
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Heartland Payment Systems or EMV Card Reader for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Discover Trusted Merchants in Kirkland to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Telemarketing & Timeshares to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Candid Financial Payment

Our goal is for our clientҀ™s money to work as hard as they do in providing for their familyҀ™s future. We strive to be long-term partners, discussing overall financial health on a regular basis and offering advice where needed. We focus on overall financial health. In order to achieve this, we manage our clientҀ™s entire portfolio with this in mind. We are available to discuss any other financial questions during our monthly conversations. By helping clients navigate the financial decisions in their lives we believe we can help them keep their capital working for them. We are a sounding board and often help make non-emotional financial decisions. Education is important to us and we welcome questions during our calls and at our seminars. Investment Advisory Services offered through Integrated Advisors Network, LLC, a Registered Investment Advisor.

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Companies are 100% committed to making high-risk payment processing simple for Kirkland Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Kirkland Merchant Providers Say

Join thousands of Wa who trust Merchant-Banks with our ACH Processing to security features payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Kirkland Company. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
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Sarah Katz

Apparel Manufacturing CEO
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"our Real-Time Shipping Calculationintegration with our SaaS e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our App Developers business."
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Sue Lopez

Appliance Stores Owner
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Ready to Start Processing Payments?

Join thousands of local Kirkland Corporations that trust the Best Merchant Banks for Payment gateway in WA. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.