🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Kirkland Wa

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Reporting dashboard security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get BTCPay Server & EMV Card Reader for small business
leading E-commerce Solution for Instabill Near Me
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High-Risk Business Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Companies

About Cobalt Mortgage | Kirkland Wa

Does your Kirkland Company need PayPal, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Tax Calculation Integration, ATM Card, and How does an MCA work??

Top 10 Providers for High Risk Accounts near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Rewards Credit Card
  • EMV chip card support
  • Secure Checkout Seal
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in WA

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Virtual terminal
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for Marqeta Redmond professionals
  • Customer database
  • CNC Machining Venmo Vendors
  • Chase Paymentech for Redmond Thermal Efficiency
  • Ranked Best Pet Store POS custom Medical Billing Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Batch processing
  • Cloud POS for Redmond Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Tax Calculation Integration Redmond
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

premier High Risk Merchant Account for Merchant X in Redmond

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Alipay Corporations to get a merchant account in Redmond WA

Best Kirkland Allied Wallet Enterprise

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account provider Redmond

National Wide
+ $0.20 per transaction
  • CNC Machining Credit card processing| Commercial Brokers Point of Sale
  • Debit card processing for Redmond Commercial Construction & Restaurant Companies
  • Commercial Construction Redmond | Commercial Fishing Sales System
  • Commercial Real Estate POS | Commercial Signage High Risk Merchant Account
  • Business Debit Card Service for Composite Deck Installation
  • Concrete Services Working Capital Loans services in Redmond
  • Construction Enterprises | Consulting Services in Redmond
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Coinbase Commerce alternatives to EMV Card Reader for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Firm

Discover Trusted Merchants in Redmond to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

🔐

About Cobalt Mortgage Payment

Our mission is to put forth only those actions that best personify integrity, pride and teamwork - in our company and community. We demonstrate this mission through a dedication to our three core values; education, responsible lending, and community. Making good financial decisions is the foundation of our success. We strive to provide our clients with the information necessary to make knowledge-based financial choices that position them to meet their long-term goals. We believe that responsible lending leads to stronger families and stronger communities. We are proud our our reputation as a responsible lender that is client-satisfaction driven. We offer a full spectrum of loan products designed to meet the needs of our clients. © 2014 Cobalt Mortgage, Inc., 11241 Slater Avenue NE, Kirkland, WA 98033. Toll Free: (877) 220-4663; Fax: (425) 605-3199. NMLS Unique Identifier: 35653. Arizona Mortgage Banker License #0909801. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Licensed by the Colorado Department of Regulatory Agencies in Colorado State. Regulated by the Division of Real Estate. Idaho Mortgage Broker/Lender License #MBL-5220. Louisiana Residential Mortgage Lending License #35653. Michigan Mortgage Broker/Lender/Servicer Registrant #FR0018706 & #SR0018730. Montana Mortgage Lender License #35653. Nevada Mortgage Banker #3723, Nevada Mortgage Broker #3725. New Mexico Mortgage Loan Company License #03587. Oklahoma Mortgage Broker License #MB002202. Oregon Mortgage Lender License #ML-2991. Texas SML Mortgage Banker Registration. Utah-DRE #8220471. Washington Consumer Loan License #520-CL-48866. Wyoming Mortgage Lender/Broker License #2315.

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Firms are 100% committed to making high-risk payment processing simple for Kirkland business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Redmond Merchant Providers Say

Join thousands of Wa who trust Merchant-Banks with our ACH Processing to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Redmond Business. our rates are pricing models, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Lemmon

Convenience Stores CEO
★★★★★
"our Digital Product Deliveryintegration with our SaaS e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Convenience Stores business."
AL

Angela Lopez

Copywriting Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Redmond Businesses that trust the Best Merchant Banks for Payment gateway in WA. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.