🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing provider in Henrico Va

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Virtual terminal security, PCI Validation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get WorldPay & EMV Card Reader for small business
best Payment Processor for High Risk Pay Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Companies Served
$2.5B Cryptocurrency Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Equity Concepts | Henrico Va

Does your Henrico Enterprise need Digital wallet, Credit card processing, Debit card processing, High-risk merchant, Customer Self-Service Portal, Check Card, and Funding based on future sales?

Find the Best Point of Sale System near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Business Credit Card
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based E-check for Marketing Agencies Houston professionals
  • Customer database
  • Orthodontists Google Pay Vendors
  • Alipay for Houston Flutterwave
  • Ranked Best Event & Ticketing POS specific to Marqeta company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Daily closeout
  • Drive-Thru POS for Houston Business
  • Tokenization & 3D Secure
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Customer Self-Service Portal Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

Best E-commerce Solution for Medical Billing Services in Houston

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Amortization Enterprises to get help with PCI compliance in Houston TX

Best Henrico Apple Pay Firm

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • NOWPayments Payment gateway
  • Wireless POS Terminal with 3D Secure
  • Advanced TransUnion reporting
  • Credit Card Reader with Next Day Funding
  • Tip Management & Houston Employee Time Clock
  • High Risk Merchant Account Providers for Government & Municipalities in Houston
Get High Risk Merchant Account

High Risk Merchant Account Businesses Houston

National Wide
+ $0.20 per transaction
  • Orthodontists Mobile Payment Processing| Overhead Garage Storage Point of Sale
  • Payment gateway for Houston Packaging & Labeling & Subscription Box Service Company
  • Painting Houston | Painting Services Sales System
  • Paper Products POS | Party Supply Rentals ACH Processing
  • FSA Card services for Payday Lenders
  • Personal Injury Lawyers Merchant Services Service in Houston
  • Personal Training Firms | Pest Control in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Allied Wallet versus EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Discover Trusted Merchants in Houston to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Equity Concepts Payment

In 1991 Equity Concepts was founded by Michael Thaler. John Robinson joined the firm shortly thereafter and together they set out to build a financial services firm focused on exceptional service and institutional investment access. These ideals are reflected in their mission statement: "To enable our clients to become the best possible stewards of what God has entrusted to them." This vision has led Equity Concepts to both substantial growth and success. This strategic focus allows Equity Concepts' clients to gain the most from a relationship with the firm. Equity Concepts provides comprehensive investment and financial services to individuals, families, businesses and institutions. Our primary goal is to not take a beating in the market. Most people in the wealth management industry only have one goal, which is to beat the market. This results in taking unnecessary risks and ultimately it undermines the foundation goal of wise stewardship. While we strive to beat the market over time, our primary goal defines us and sets us apart in how we approach managing money. We closely manage portfolio volatility with a keen focus on actual return vs. average return. We are positioners and not predictors. It's important to position a portfolio to be protected from the downside of the markets, and yet to have potential and possibility of the upside of the markets. We have an expertise in alternative investments that are not correlated with the markets. When it comes to investing, managing portfolio volatility is the foundation of long term success. When it comes to wealth management we are committed to investing in each one of our clients’ full potential. Equity Concepts is located at 2550 Gaskins Rd. Henrico, VA 23238. Registered Representative Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors,Inc., a Registered Investment Advisor. Cambridge and E

Frequently Asked Questions

Our Credit card processing Companies & POS System Business are 100% committed to making high-risk payment processing simple for Henrico Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant provider Say

Join thousands of Houston Company and TX entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Houston Companies. our rates are merchant account rates, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Dole

Pet Retail CEO
★★★★★
"our Headless Commerce Payment Integrationintegration with our Travel Agency e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Pet Supplies business."
AL

Alan Lopez

Pet Supply Stores Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Houston Company that trust the Best Merchant Banks for Debit card processing in TX. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.