🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Merchant Service Lubbock Tx

Complete merchant processing, payment solutions & Point of Sale for industries. Coupled with the security, , and . Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get & for small business
for
Visa
Mastercard
American Express
Discover
|
|
|
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Served
$2.5B Processed Annually
99.9% Uptime Guarantee

About South Plains Financial | Lubbock Tx

Does your Lubbock need , , , , , , and ?

Find the Best High Risk Credit Solutions near you.

💳

Accept all major credit cards with competitive rates and instant authorization.

  • , , ,
  • EMV chip card support
  • Real-time reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking
  • for Dallas Business
  • &
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees &
  • Citadel in Chicago, Il Dallas
  • Recurring ACH payments
  • Same-day processing
  • Risk management & tools

for Dallas

Payment Processing to , & . to get in Dallas TX

Best Lubbock

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Payment gateway
  • with
  • Advanced reporting
  • with Next Day Funding
  • & Dallas
  • for Dallas
Get High Risk Merchant Account

High Risk Merchant Account Dallas

National Wide
+ $0.20 per transaction
  • | Point of Sale
  • for Dallas & N/A in Erie, Pa
  • Dallas | Sales System
  • POS |
  • for
  • in Dallas
  • | in Dallas
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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for

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk

Trusted Merchants in Dallas to grow your , or Business. We serve industries such as & to scale your startup, expand your enterprise, support your local business, and strengthen your payment .

🔐

About South Plains Financial Payment

Headquartered in Lubbock, Texas, City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs. Through this commitment, City Bank offers additional banking services including mortgage lending, trust, insurance, investments, indirect lending and private banking. Our people, passion and unique corporate culture create a special environment where our team can expect career-defining moments while delivering a best-in-class customer experience. City Bank promotes a corporate lifestyle that goes well beyond the workplace with a variety of family-friendly events and unique opportunities for its employees such as a wellness program, competitive benefits, referral rewards and more. In all, it’s evident the passion that goes into making City Bank such a great place to work creates a positive impact in the lives of our employees and their families. LinkedIn is a social network. NEVER disclose any personal banking information on this site. Have a banking question? Call 1-800-OUR-BANK (687-2265) or visit us online at www.city.bank. Member FDIC Equal Housing Lender NMLS # 439822

Frequently Asked Questions

Our & POS System are 100% committed to making high-risk payment processing simple for Lubbock owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Dallas Merchant Say

Join thousands of Dallas and TX entrepreneurs who depend on Merchant-Banks for to payment processing needs.

Happy business owners and satisfied customers
"Their transformed our Dallas . rates are , setup was , and team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Wherry

CEO
★★★★★
" integration with our e-commerce platform was seamless. we were processing payments within hours of signing up. The payment gateway is , , and our love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our business."
AL

Deontae Lopez

Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Dallas that trust the Best Merchant Banks for in TX. Get approved in minutes and start accepting debit & credit card today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.