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Modern payment processing terminal with contactless payment

Best Credit Card Processing Companies Near Houston Tx

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Virtual terminal security, Account Takeover Protection, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get CDGcommerce & NFC Payment Terminal for small business
best E-commerce Solution for Instabill in
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
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No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Company Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
Best high risk Enterprise

About Alloy Merchant Finance | Houston Tx

Does your Houston Firm need Buy Now Pay Later (BNPL), Debit card processing, High Risk Merchant Account, Merchant account, Customer Self-Service Portal, EBT Card, and Get a Merchant Cash Advance online?

Top 10 PCI Compliant Merchant Services near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Mastercard
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Batch processing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for Marqeta Houston professionals
  • Customer database
  • Smart Entry Systems Credit card processing Vendors
  • Coinbase Commerce for Houston Thermal Efficiency
  • Ranked Best Rated Event & Ticketing POS tailored for Medical Billing Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Daily closeout
  • Event & Ticketing POS for Houston Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Customer Self-Service Portal Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

Best High Risk Merchant Account for Merchant X Near Houston

#1 Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover WorldPay Firms to get a payment gateway in Houston TX

Best Houston Zelle business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Cryptocurrency Payment gateway
  • EMV Card Reader with Address Verification System (AVS)
  • Advanced Capital One reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • Employee Time Clock & Houston Handheld Ordering Devices
  • High Risk Pay Provider for Salons & Spas Near Houston
Get High Risk Merchant Account

High Risk Merchant Account Providers Houston

National Wide
+ $0.20 per transaction
  • Smart Entry Systems Payment gateway| Smoke Shop Point of Sale
  • ACH Processing for Houston Social Media Managers & Law Firm Enterprise
  • Software Resellers Houston | Soil & Fertilizer Production Sales System
  • Solar Industry POS | Solar Panel Installation Credit card processing
  • HSA Card Service for Spa Services
  • Specialty Food Retail Peer-to-Peer Lending services in Houston
  • Specialty Retailer Business | Sporting Goods in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Corepay alternatives to NFC Payment Terminal for Law Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Find Trusted Merchants in Houston to grow your Small, Big or Large Business. We serve high risk industries such as Auction Houses & Cannabis & CBD to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Alloy Merchant Finance Payment

Alloy Capital is a cross-border credit provider created to meet the growth capital needs of middle-market and small companies in Mexico and the United States. Alloy Capital is led by a seasoned and multicultural management team with deep experience in structured credit and private equity in Mexico, the US, the US Hispanic market, and other developing markets. Alloy Capital's goal is to be a value-added finance partner to growth companies operating within and between Mexico and the US. Alloy Capital deploys the collective expertise of its team to create tailored capital solutions for its clients in the form of structured cash flow loans to support rapid growth. The Alloy Capital team has a successful track record of working with companies in Mexico to achieve multi-year growth plans and increase enterprise value. AlloyҀ™s portfolio companies currently operate in Mexico, Latin America, the United States, and Western Europe. The Alloy Capital team has substantial experience in technology, financial services, retail, distribution, branded food, and beverage, among other industry segments.

Frequently Asked Questions

Our Debit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Houston Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant Companies Say

Join thousands of TX Enterprise that trust Merchant-Banks for their Mobile Payment Processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Houston Company. their rates are payment gateway features, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Huerta

Sporting Goods Stores CEO
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"their Shopping Cart Integrationintegration with our Legal Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Storage business."
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Jorge Lopez

Storage Facilities Owner
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Ready to Start Processing Payments?

Join thousands of local Houston Corporations that trust the Best Merchant Banks for High Risk Merchant Account in TX. Get approved in minutes and start accepting debit & credit card transactions today!

πŸ“ž Call (888) 325-0061 πŸ’° Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.