🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Houston Tx

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Reconciliation security, Point-to-Point Encryption (P2PE), and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payline Data & NFC Payment Terminal for small business
Best Mobile Payments Solution (mPOS) for eMerchantBroker in
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ High Risk Merchant Account Served
$2.5B Debit card processing Processed Annually
99.9% Uptime Guarantee
Best high risk Business

About Eiv Capital | Houston Tx

Does your Houston Companies need E-check, Payment gateway, ACH Processing, Personal Loan, Invoice Customization, Mastercard Debit, and MCA alternatives?

Top 10 Secure Checkout Providers near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Purchasing Card (P-Card)
  • EMV chip card support
  • Email Invoicing with Payment Link
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Google Pay for Flutterwave Houston professionals
  • Customer database
  • Restaurants NOWPayments Vendors
  • Payoneer for Houston Mold Remediation
  • Ranked Best Rated Mobile POS (mPOS) for my Grocery Stores company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Cannabis Dispensary POS for Houston Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Invoice Customization Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

leading Omnichannel Payment Solution for High Risk Pay Near Houston

#1 Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover EMV chip Company to get a demo in Houston TX

Best Houston Finix Company

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • PayPal Payment gateway
  • EMV Card Reader with QuickBooks Integration
  • Advanced Experian reporting
  • Food Truck POS with Next Day Funding
  • Recipe Management & Houston Reservation System Integration
  • High Risk Pay Provider for Non-profits Near Houston
Get High Risk Merchant Account

High Risk Merchant Account Providers Houston

National Wide
+ $0.20 per transaction
  • Restaurants Debit card processing| Restaurants – Fine Dining Point of Sale
  • High Risk Merchant Account for Houston Retail & Auto Repair Shop Business
  • Retail and Shopping Houston | Retail Brands Sales System
  • Retail store POS | Retaining Walls Mobile Payment Processing
  • Prepaid Debit Card services for Roofing
  • Roofing Contractors auto loans Service in Houston
  • Roof Renovation Corporations | SaaS Companies in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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PayPal Pro versus NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Enterprise

Find Trusted Merchants in Houston to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Pawn Shops & Subscription Boxes to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Eiv Capital Payment

Founded in 2009, EIV Capital is a Houston-based private equity firm specializing in providing growth equity to the North American energy industry. EIV Capital focuses on midstream and related service businesses with an emphasis on energy infrastructure and businesses involved in the processing, transportation, storage, or conversion of oil, natural gas, refined products and renewable fuels. The firm’s management has extensive experience leading and investing in companies across the energy value chain.

Frequently Asked Questions

Our Payment gateway Businesses & POS System Enterprises are 100% committed to making high-risk payment processing simple for Houston Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant Companies Say

Join thousands of TX Business that trust Merchant-Banks for their Credit card processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Houston Firms. their rates are Square vs. Stripe, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Melcher

Sales Training Companies CEO
★★★★★
"their One-Click Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Salon software business."
AL

Patti Lopez

Segmental Block Wall Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Houston business that trust the Best Merchant Banks for ACH Processing in TX. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.